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Shelby, TN

Flood Risk Score: 10/100 · Rank #2236 of 3,277 counties

Shelby County in Tennessee has 3 FEMA disaster declarations on record covering 1973–2011, most recently Flooding on May 4, 2011 (DR-3321). Its flood risk grade is A (Low risk), ranking #2236 of 3,277 U.S. counties, with 19 NFIP flood insurance claims totaling $874,520 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
19
NFIP Claims
$874,520
Total Payouts
3
Disasters
$46,027
Avg Claim
19
Active Policies

FEMA Disaster Declarations in Shelby County

The 3 most recent federally declared disasters affecting Shelby County, TN (1973–2011). Total declarations on record: 3.

DeclaredIncident TypeTitleFEMA Disaster #
May 4, 2011FloodFloodingDR-3321
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3217
May 11, 1973FloodSevere Storms & FloodingDR-382

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
6
Claim Severity
20%
0
Year-over-Year Trend
15%
56

Other Counties in Tennessee

CountyGradeScoreClaimsDisasters
HoustonA1014
HumphreysA10245
AndersonA1045
BedfordA1014
BledsoeA1005
BlountA1044
View All Counties in Tennessee

Frequently Asked Questions

How many FEMA disaster declarations does Shelby County, TN have?

Shelby County, TN has 3 federal disaster declarations on FEMA record (1973–2011). The 3 most recent are: Flooding (declared May 4, 2011, DR-3321); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3217); Severe Storms & Flooding (declared May 11, 1973, DR-382). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Shelby County, TN?

Shelby County is graded A (composite score 10/100, low risk). It ranks #2236 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Shelby County?

19 NFIP flood insurance claims have been filed in Shelby County, TN, totaling $874,520 in payouts. The average claim is $46,027. Source: FEMA FimaNfipClaims v2 dataset.

Has Shelby County, TN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Shelby County was Flooding on May 4, 2011 (DR-3321). The county has 3 declared disasters in the OpenFEMA record covering 1973–2011.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.