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Roane, TN

Flood Risk Score: 11/100 · Rank #1449 of 3,277 counties

Roane County in Tennessee has 6 FEMA disaster declarations on record covering 1973–2019, most recently Severe Storms, Flooding, Landslides, and Mudslides on Apr 17, 2019 (DR-4427). Its flood risk grade is A (Low risk), ranking #1449 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $6,816 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
1
NFIP Claims
$6,816
Total Payouts
6
Disasters
$6,816
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Roane County

The 6 most recent federally declared disasters affecting Roane County, TN (1973–2019). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 17, 2019FloodSevere Storms, Flooding, Landslides, and MudslidesDR-4427
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3217
Jan 4, 1991FloodSevere Storms & FloodingDR-889
Apr 29, 1977FloodSevere Storms & FloodingDR-533
Jun 28, 1973FloodSevere Storms & FloodingDR-395
Mar 21, 1973FloodHeavy Rains & FloodingDR-366

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Tennessee

CountyGradeScoreClaimsDisasters
HickmanA1126
CockeA1187
CoffeeA1116
DyerA1196
JacksonA1137
MarionA1177
View All Counties in Tennessee

Frequently Asked Questions

How many FEMA disaster declarations does Roane County, TN have?

Roane County, TN has 6 federal disaster declarations on FEMA record (1973–2019). The 5 most recent are: Severe Storms, Flooding, Landslides, and Mudslides (declared Apr 17, 2019, DR-4427); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3217); Severe Storms & Flooding (declared Jan 4, 1991, DR-889); Severe Storms & Flooding (declared Apr 29, 1977, DR-533); Severe Storms & Flooding (declared Jun 28, 1973, DR-395). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Roane County, TN?

Roane County is graded A (composite score 11/100, low risk). It ranks #1449 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Roane County?

1 NFIP flood insurance claims have been filed in Roane County, TN, totaling $6,816 in payouts. The average claim is $6,816. Source: FEMA FimaNfipClaims v2 dataset.

Has Roane County, TN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Roane County was Severe Storms, Flooding, Landslides, and Mudslides on Apr 17, 2019 (DR-4427). The county has 6 declared disasters in the OpenFEMA record covering 1973–2019.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.