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Carter, TN

Flood Risk Score: 18/100 · Rank #338 of 3,277 counties

Carter County in Tennessee has 5 FEMA disaster declarations on record covering 1973–2019, most recently Severe Storms, Flooding, Landslides, and Mudslides on Apr 17, 2019 (DR-4427). Its flood risk grade is A (Low risk), ranking #338 of 3,277 U.S. counties, with 19 NFIP flood insurance claims totaling $359,045 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
19
NFIP Claims
$359,045
Total Payouts
5
Disasters
$18,897
Avg Claim
19
Active Policies

FEMA Disaster Declarations in Carter County

The 5 most recent federally declared disasters affecting Carter County, TN (1973–2019). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 17, 2019FloodSevere Storms, Flooding, Landslides, and MudslidesDR-4427
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3217
May 25, 1984FloodSevere Storms & FloodingDR-708
Nov 12, 1977FloodSevere Storms & FloodingDR-544
Mar 21, 1973FloodHeavy Rains & FloodingDR-366

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Tennessee

CountyGradeScoreClaimsDisasters
KnoxA17193
SumnerA17243
WilliamsonA16432
WilsonA16231
RutherfordA15103
DicksonA1464
View All Counties in Tennessee

Frequently Asked Questions

How many FEMA disaster declarations does Carter County, TN have?

Carter County, TN has 5 federal disaster declarations on FEMA record (1973–2019). The 5 most recent are: Severe Storms, Flooding, Landslides, and Mudslides (declared Apr 17, 2019, DR-4427); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3217); Severe Storms & Flooding (declared May 25, 1984, DR-708); Severe Storms & Flooding (declared Nov 12, 1977, DR-544); Heavy Rains & Flooding (declared Mar 21, 1973, DR-366). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Carter County, TN?

Carter County is graded A (composite score 18/100, low risk). It ranks #338 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Carter County?

19 NFIP flood insurance claims have been filed in Carter County, TN, totaling $359,045 in payouts. The average claim is $18,897. Source: FEMA FimaNfipClaims v2 dataset.

Has Carter County, TN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Carter County was Severe Storms, Flooding, Landslides, and Mudslides on Apr 17, 2019 (DR-4427). The county has 5 declared disasters in the OpenFEMA record covering 1973–2019.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.