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Cheatham, TN

Flood Risk Score: 8/100 · Rank #2969 of 3,277 counties

Cheatham County in Tennessee has 4 FEMA disaster declarations on record covering 1975–2019, most recently Severe Storms, Flooding, Landslides, and Mudslides on Apr 17, 2019 (DR-4427). Its flood risk grade is A (Low risk), ranking #2969 of 3,277 U.S. counties, with 19 NFIP flood insurance claims totaling $404,435 in payouts. Flood risk is relatively low compared to the national average.

8
Risk Score
19
NFIP Claims
$404,435
Total Payouts
4
Disasters
$21,286
Avg Claim
19
Active Policies

FEMA Disaster Declarations in Cheatham County

The 4 most recent federally declared disasters affecting Cheatham County, TN (1975–2019). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 17, 2019FloodSevere Storms, Flooding, Landslides, and MudslidesDR-4427
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3217
Jun 21, 1991FloodSevere Storms & FloodingDR-910
Mar 22, 1975FloodSevere Storms & FloodingDR-459

Score Breakdown

The composite score of 8 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
40

Other Counties in Tennessee

CountyGradeScoreClaimsDisasters
BentonA831
CrockettA801
FayetteA821
HaywoodA811
StatewideA801
DecaturA9123
View All Counties in Tennessee

Frequently Asked Questions

How many FEMA disaster declarations does Cheatham County, TN have?

Cheatham County, TN has 4 federal disaster declarations on FEMA record (1975–2019). The 4 most recent are: Severe Storms, Flooding, Landslides, and Mudslides (declared Apr 17, 2019, DR-4427); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3217); Severe Storms & Flooding (declared Jun 21, 1991, DR-910); Severe Storms & Flooding (declared Mar 22, 1975, DR-459). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cheatham County, TN?

Cheatham County is graded A (composite score 8/100, low risk). It ranks #2969 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cheatham County?

19 NFIP flood insurance claims have been filed in Cheatham County, TN, totaling $404,435 in payouts. The average claim is $21,286. Source: FEMA FimaNfipClaims v2 dataset.

Has Cheatham County, TN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cheatham County was Severe Storms, Flooding, Landslides, and Mudslides on Apr 17, 2019 (DR-4427). The county has 4 declared disasters in the OpenFEMA record covering 1975–2019.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.