Updated April 2026
Flood Risk in Missouri
Missouri has 116 counties with flood risk data, 425 total NFIP flood insurance claims, and an average risk score of 10 out of 100.
116
Counties
425
NFIP Claims
$17,913,529
Total Payouts
10
Avg Risk Score
Grade Distribution
A
116
counties
B
0
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in Missouri
| County | Grade | Score |
|---|---|---|
| St. Charles | A | 17 |
| St. Louis | A | 15 |
| Andrew | A | 13 |
| Buchanan | A | 13 |
| Platte | A | 13 |
All 116 Counties in Missouri
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | St. Charles | A | 17 | 72 | $2,660,860 | 10 |
| 2 | St. Louis | A | 15 | 94 | $5,022,314 | 11 |
| 3 | Andrew | A | 13 | 1 | $11,127 | 10 |
| 4 | Buchanan | A | 13 | 10 | $449,661 | 10 |
| 5 | Platte | A | 13 | 3 | $40,199 | 11 |
| 6 | Franklin | A | 13 | 22 | $640,760 | 10 |
| 7 | Atchison | A | 12 | 0 | $0 | 9 |
| 8 | Carroll | A | 12 | 0 | $0 | 8 |
| 9 | Holt | A | 12 | 10 | $176,602 | 9 |
| 10 | Ray | A | 12 | 0 | $0 | 9 |
| 11 | Ste. Genevieve | A | 12 | 2 | $1,904 | 8 |
| 12 | Scott | A | 12 | 6 | $66,022 | 6 |
| 13 | Cole | A | 12 | 3 | $39,312 | 8 |
| 14 | Gasconade | A | 12 | 7 | $175,261 | 8 |
| 15 | Lafayette | A | 12 | 0 | $0 | 8 |
| 16 | Clay | A | 12 | 4 | $11,624 | 9 |
| 17 | Jackson | A | 12 | 4 | $72,914 | 8 |
| 18 | Montgomery | A | 11 | 0 | $0 | 7 |
| 19 | St. Louis | A | 11 | 4 | $396,061 | 6 |
| 20 | Cape Girardeau | A | 11 | 5 | $692,869 | 7 |
| 21 | Mississippi | A | 11 | 0 | $0 | 6 |
| 22 | New Madrid | A | 11 | 1 | $0 | 6 |
| 23 | Pemiscot | A | 11 | 0 | $0 | 6 |
| 24 | Perry | A | 11 | 0 | $0 | 7 |
| 25 | Barry | A | 11 | 0 | $0 | 6 |
| 26 | Barton | A | 11 | 0 | $0 | 6 |
| 27 | Boone | A | 11 | 1 | $10,028 | 7 |
| 28 | Morgan | A | 11 | 0 | $0 | 6 |
| 29 | Ralls | A | 11 | 0 | $0 | 7 |
| 30 | Washington | A | 11 | 0 | $0 | 6 |
| 31 | Webster | A | 11 | 0 | $0 | 6 |
| 32 | Jasper | A | 11 | 6 | $83,379 | 6 |
| 33 | McDonald | A | 11 | 12 | $640,338 | 6 |
| 34 | Newton | A | 11 | 4 | $111,210 | 7 |
| 35 | Osage | A | 11 | 1 | $7,266 | 7 |
| 36 | Phelps | A | 11 | 3 | $217,202 | 6 |
| 37 | Wayne | A | 11 | 0 | $0 | 6 |
| 38 | Lincoln | A | 11 | 26 | $302,390 | 6 |
| 39 | Cooper | A | 11 | 0 | $0 | 7 |
| 40 | Howard | A | 11 | 1 | $0 | 7 |
| 41 | Saline | A | 11 | 0 | $0 | 7 |
| 42 | Callaway | A | 11 | 2 | $68,258 | 7 |
| 43 | Clark | A | 11 | 2 | $585,000 | 7 |
| 44 | Lewis | A | 11 | 2 | $20,462 | 6 |
| 45 | Moniteau | A | 11 | 0 | $0 | 7 |
| 46 | Warren | A | 11 | 2 | $104,381 | 6 |
| 47 | Caldwell | A | 11 | 0 | $0 | 6 |
| 48 | Clinton | A | 11 | 0 | $0 | 6 |
| 49 | Chariton | A | 10 | 0 | $0 | 5 |
| 50 | Pike | A | 10 | 8 | $49,287 | 7 |
| 51 | Camden | A | 10 | 3 | $23,474 | 5 |
| 52 | Cedar | A | 10 | 0 | $0 | 4 |
| 53 | Dade | A | 10 | 0 | $0 | 4 |
| 54 | Dallas | A | 10 | 1 | $21,903 | 5 |
| 55 | Lawrence | A | 10 | 1 | $4,354 | 5 |
| 56 | Miller | A | 10 | 0 | $0 | 5 |
| 57 | Bollinger | A | 10 | 2 | $0 | 5 |
| 58 | Butler | A | 10 | 6 | $280,364 | 4 |
| 59 | Carter | A | 10 | 1 | $22,111 | 4 |
| 60 | Christian | A | 10 | 3 | $693,317 | 4 |
| 61 | Douglas | A | 10 | 0 | $0 | 5 |
| 62 | Dunklin | A | 10 | 1 | $0 | 4 |
| 63 | Howell | A | 10 | 3 | $57,455 | 5 |
| 64 | Iron | A | 10 | 0 | $0 | 5 |
| 65 | Maries | A | 10 | 2 | $79,237 | 5 |
| 66 | Ozark | A | 10 | 0 | $0 | 5 |
| 67 | Pulaski | A | 10 | 4 | $10,265 | 5 |
| 68 | Reynolds | A | 10 | 1 | $556,664 | 4 |
| 69 | Ripley | A | 10 | 5 | $486,252 | 4 |
| 70 | Shannon | A | 10 | 1 | $8,700 | 4 |
| 71 | Stone | A | 10 | 2 | $33,593 | 5 |
| 72 | Taney | A | 10 | 7 | $310,349 | 5 |
| 73 | Texas | A | 10 | 0 | $0 | 5 |
| 74 | Wright | A | 10 | 0 | $0 | 5 |
| 75 | St. Clair | A | 10 | 0 | $0 | 5 |
| 76 | Stoddard | A | 10 | 1 | $0 | 4 |
| 77 | Hickory | A | 10 | 0 | $0 | 4 |
| 78 | Laclede | A | 10 | 1 | $3,308 | 4 |
| 79 | Polk | A | 10 | 0 | $0 | 4 |
| 80 | St. Francois | A | 10 | 1 | $117,600 | 5 |
| 81 | Audrain | A | 10 | 0 | $0 | 4 |
| 82 | Marion | A | 10 | 4 | $116,192 | 4 |
| 83 | Vernon | A | 10 | 0 | $0 | 4 |
| 84 | Adair | A | 10 | 0 | $0 | 4 |
| 85 | Bates | A | 10 | 1 | $19,673 | 4 |
| 86 | Cass | A | 10 | 1 | $14,179 | 4 |
| 87 | Daviess | A | 10 | 0 | $0 | 4 |
| 88 | DeKalb | A | 10 | 0 | $0 | 5 |
| 89 | Gentry | A | 10 | 1 | $14,935 | 4 |
| 90 | Johnson | A | 10 | 1 | $0 | 5 |
| 91 | Knox | A | 10 | 1 | $500,000 | 4 |
| 92 | Nodaway | A | 10 | 0 | $0 | 5 |
| 93 | Pettis | A | 10 | 3 | $0 | 4 |
| 94 | Scotland | A | 10 | 0 | $0 | 5 |
| 95 | Shelby | A | 10 | 0 | $0 | 4 |
| 96 | Worth | A | 10 | 0 | $0 | 4 |
| 97 | Crawford | A | 9 | 6 | $321,777 | 6 |
| 98 | Dent | A | 9 | 0 | $0 | 3 |
| 99 | Madison | A | 9 | 1 | $71,039 | 3 |
| 100 | Oregon | A | 9 | 0 | $0 | 3 |
| 101 | Benton | A | 9 | 0 | $0 | 3 |
| 102 | Grundy | A | 9 | 0 | $0 | 2 |
| 103 | Harrison | A | 9 | 0 | $0 | 3 |
| 104 | Henry | A | 9 | 0 | $0 | 3 |
| 105 | Linn | A | 9 | 0 | $0 | 2 |
| 106 | Livingston | A | 9 | 0 | $0 | 3 |
| 107 | Macon | A | 9 | 0 | $0 | 3 |
| 108 | Mercer | A | 9 | 0 | $0 | 3 |
| 109 | Monroe | A | 9 | 0 | $0 | 2 |
| 110 | Putnam | A | 9 | 0 | $0 | 3 |
| 111 | Randolph | A | 9 | 0 | $0 | 2 |
| 112 | Schuyler | A | 9 | 0 | $0 | 3 |
| 113 | Sullivan | A | 9 | 0 | $0 | 2 |
| 114 | Statewide | A | 9 | 0 | $0 | 3 |
| 115 | Greene | A | 8 | 5 | $369,947 | 7 |
| 116 | Jefferson | A | 8 | 37 | $1,120,150 | 8 |