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Cape Girardeau, MO

Flood Risk Score: 11/100 · Rank #1437 of 3,277 counties

Cape Girardeau County in Missouri has 7 FEMA disaster declarations on record covering 1982–2019, most recently Severe Storms, Straight-Line Winds, and Flooding on May 20, 2019 (DR-4435). Its flood risk grade is A (Low risk), ranking #1437 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $751,499 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
5
NFIP Claims
$751,499
Total Payouts
7
Disasters
$150,300
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Cape Girardeau County

The 7 most recent federally declared disasters affecting Cape Girardeau County, MO (1982–2019). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
May 20, 2019FloodSevere Storms, Straight-Line Winds, and FloodingDR-4435
Jun 2, 2017FloodSevere Storms, Tornadoes, Straight-Line Winds and FloodingDR-4317
Jan 21, 2016FloodSevere Storms, Tornadoes, Straight-Line Winds, and FloodingDR-4250
Jan 2, 2016FloodSevere Storms, Tornadoes, Straight-Line Winds, and FloodingDR-3374
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3232
Jul 9, 1993FloodSevere Storms & FloodingDR-995
Dec 10, 1982FloodSevere Storms and FloodingDR-672

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Missouri

CountyGradeScoreClaimsDisasters
MontgomeryA1107
MississippiA1106
New MadridA1146
PemiscotA1106
PerryA1117
PikeA11307
View All Counties in Missouri

Frequently Asked Questions

How many FEMA disaster declarations does Cape Girardeau County, MO have?

Cape Girardeau County, MO has 7 federal disaster declarations on FEMA record (1982–2019). The 5 most recent are: Severe Storms, Straight-Line Winds, and Flooding (declared May 20, 2019, DR-4435); Severe Storms, Tornadoes, Straight-Line Winds and Flooding (declared Jun 2, 2017, DR-4317); Severe Storms, Tornadoes, Straight-Line Winds, and Flooding (declared Jan 21, 2016, DR-4250); Severe Storms, Tornadoes, Straight-Line Winds, and Flooding (declared Jan 2, 2016, DR-3374); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3232). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cape Girardeau County, MO?

Cape Girardeau County is graded A (composite score 11/100, low risk). It ranks #1437 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cape Girardeau County?

5 NFIP flood insurance claims have been filed in Cape Girardeau County, MO, totaling $751,499 in payouts. The average claim is $150,300. Source: FEMA FimaNfipClaims v2 dataset.

Has Cape Girardeau County, MO had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cape Girardeau County was Severe Storms, Straight-Line Winds, and Flooding on May 20, 2019 (DR-4435). The county has 7 declared disasters in the OpenFEMA record covering 1982–2019.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.