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Bear Lake, ID

Flood Risk Score: 8/100 · Rank #3034 of 3,277 counties

Bear Lake County in Idaho has 1 FEMA disaster declaration on record covering 2005, most recently Hurricane Katrina on Sep 13, 2005 (DR-3244). Its flood risk grade is A (Low risk), ranking #3034 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

8
Risk Score
0
NFIP Claims
$0
Total Payouts
1
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Bear Lake County

The 1 most recent federally declared disasters affecting Bear Lake County, ID (2005). Total declarations on record: 1.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 13, 2005HurricaneHurricane KatrinaDR-3244

Score Breakdown

The composite score of 8 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
2
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Idaho

CountyGradeScoreClaimsDisasters
ClarkA801
LemhiA811
OneidaA801
TetonA801
AdamsA903
ValleyA903
View All Counties in Idaho

Frequently Asked Questions

How many FEMA disaster declarations does Bear Lake County, ID have?

Bear Lake County, ID has 1 federal disaster declarations on FEMA record (2005). The 1 most recent are: Hurricane Katrina (declared Sep 13, 2005, DR-3244). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Bear Lake County, ID?

Bear Lake County is graded A (composite score 8/100, low risk). It ranks #3034 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Bear Lake County?

0 NFIP flood insurance claims have been filed in Bear Lake County, ID, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Bear Lake County, ID had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Bear Lake County was Hurricane Katrina on Sep 13, 2005 (DR-3244). The county has 1 declared disasters in the OpenFEMA record covering 2005.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.