Bell, TX
Bell County in Texas has 7 FEMA disaster declarations on record covering 1974–2024, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). Its flood risk grade is A (Low risk), ranking #2394 of 3,277 U.S. counties, with 14 NFIP flood insurance claims totaling $143,022 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Bell County
The 7 most recent federally declared disasters affecting Bell County, TX (1974–2024). Total declarations on record: 7.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| May 17, 2024 | Flood | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | DR-4781 |
| Sep 10, 2008 | Hurricane | Hurricane Ike | DR-3294 |
| Sep 24, 2005 | Hurricane | Hurricane Rita | DR-1606 |
| Sep 21, 2005 | Hurricane | Hurricane Rita | DR-3261 |
| Sep 2, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3216 |
| Dec 26, 1991 | Flood | Severe Thunderstorms | DR-930 |
| Nov 30, 1974 | Flood | Severe Storms & Flooding | DR-454 |
Score Breakdown
The composite score of 9 is calculated from four weighted factors. See our methodology for details.
Other Counties in Texas
More Counties in Texas
Frequently Asked Questions
How many FEMA disaster declarations does Bell County, TX have?
Bell County, TX has 7 federal disaster declarations on FEMA record (1974–2024). The 5 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Hurricane Ike (declared Sep 10, 2008, DR-3294); Hurricane Rita (declared Sep 24, 2005, DR-1606); Hurricane Rita (declared Sep 21, 2005, DR-3261); Hurricane Katrina Evacuation (declared Sep 2, 2005, DR-3216). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Bell County, TX?
Bell County is graded A (composite score 9/100, low risk). It ranks #2394 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Bell County?
14 NFIP flood insurance claims have been filed in Bell County, TX, totaling $143,022 in payouts. The average claim is $10,216. Source: FEMA FimaNfipClaims v2 dataset.
Has Bell County, TX had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Bell County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). The county has 7 declared disasters in the OpenFEMA record covering 1974–2024.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.