Home / States / South Carolina / Charleston
A

Charleston, SC

Flood Risk Score: 14/100 · Rank #659 of 3,277 counties

Charleston County in South Carolina has 17 FEMA disaster declarations on record covering 1989–2023, most recently Hurricane Idalia on Aug 31, 2023 (DR-3597). Its flood risk grade is A (Low risk), ranking #659 of 3,277 U.S. counties, with 933 NFIP flood insurance claims totaling $18,498,855 in payouts. Flood risk is relatively low compared to the national average.

14
Risk Score
933
NFIP Claims
$18,498,855
Total Payouts
17
Disasters
$19,827
Avg Claim
933
Active Policies

FEMA Disaster Declarations in Charleston County

The 17 most recent federally declared disasters affecting Charleston County, SC (1989–2023). Total declarations on record: 17.

DeclaredIncident TypeTitleFEMA Disaster #
Aug 31, 2023HurricaneHurricane IdaliaDR-3597
Nov 21, 2022HurricaneHurricane IanDR-4677
Sep 29, 2022HurricaneHurricane IanDR-3585
Sep 30, 2019HurricaneHurricane DorianDR-4464
Sep 1, 2019HurricaneHurricane Dorian DR-3421
Sep 16, 2018HurricaneHurricane FlorenceDR-4394
Sep 10, 2018HurricaneHurricane FlorenceDR-3400
Oct 16, 2017HurricaneHurricane IrmaDR-4346
Sep 7, 2017HurricaneHurricane IrmaDR-3386
Oct 11, 2016HurricaneHurricane MatthewDR-4286
Oct 6, 2016HurricaneHurricane MatthewDR-3378
Oct 5, 2015FloodSevere Storms and FloodingDR-4241
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3233
Oct 7, 2004HurricaneTropical Storm FrancesDR-1566
Sep 21, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1299
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3145
Sep 22, 1989HurricaneHurricane HugoDR-843

Score Breakdown

The composite score of 14 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
8
Disaster Frequency
25%
36
Claim Severity
20%
2
Year-over-Year Trend
15%
8

Other Counties in South Carolina

CountyGradeScoreClaimsDisasters
AikenA14412
CherokeeA14012
ChesterA14012
NewberryA14212
YorkA14512
BarnwellA15013
View All Counties in South Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Charleston County, SC have?

Charleston County, SC has 17 federal disaster declarations on FEMA record (1989–2023). The 5 most recent are: Hurricane Idalia (declared Aug 31, 2023, DR-3597); Hurricane Ian (declared Nov 21, 2022, DR-4677); Hurricane Ian (declared Sep 29, 2022, DR-3585); Hurricane Dorian (declared Sep 30, 2019, DR-4464); Hurricane Dorian (declared Sep 1, 2019, DR-3421). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Charleston County, SC?

Charleston County is graded A (composite score 14/100, low risk). It ranks #659 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Charleston County?

933 NFIP flood insurance claims have been filed in Charleston County, SC, totaling $18,498,855 in payouts. The average claim is $19,827. Source: FEMA FimaNfipClaims v2 dataset.

Has Charleston County, SC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Charleston County was Hurricane Idalia on Aug 31, 2023 (DR-3597). The county has 17 declared disasters in the OpenFEMA record covering 1989–2023.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.