Home / States / Texas / Cherokee
A

Cherokee, TX

Flood Risk Score: 13/100 · Rank #740 of 3,277 counties

Cherokee County in Texas has 11 FEMA disaster declarations on record covering 1989–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is A (Low risk), ranking #740 of 3,277 U.S. counties, with 4 NFIP flood insurance claims totaling $10,697 in payouts. Flood risk is relatively low compared to the national average.

13
Risk Score
4
NFIP Claims
$10,697
Total Payouts
11
Disasters
$2,674
Avg Claim
4
Active Policies

FEMA Disaster Declarations in Cherokee County

The 11 most recent federally declared disasters affecting Cherokee County, TX (1989–2024). Total declarations on record: 11.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 9, 2024HurricaneHurricane Beryl DR-4798
May 17, 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4781
Aug 24, 2020HurricaneTropical Storms Marco and LauraDR-3540
Apr 25, 2016FloodSevere Storms and Flooding DR-4269
Sep 13, 2008HurricaneHurricane IkeDR-1791
Sep 10, 2008HurricaneHurricane IkeDR-3294
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Jun 9, 2001Coastal StormTx-Tropical Storm Allison-06-06-2001DR-1379
Apr 23, 1989FloodSevere Storms & FloodingDR-823

Score Breakdown

The composite score of 13 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
23
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Texas

CountyGradeScoreClaimsDisasters
BurlesonA13310
ColoradoA13710
LavacaA13111
LeonA13011
RuskA13210
WashingtonA13810
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Cherokee County, TX have?

Cherokee County, TX has 11 federal disaster declarations on FEMA record (1989–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Severe Storms and Flooding (declared Apr 25, 2016, DR-4269); Hurricane Ike (declared Sep 13, 2008, DR-1791). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cherokee County, TX?

Cherokee County is graded A (composite score 13/100, low risk). It ranks #740 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cherokee County?

4 NFIP flood insurance claims have been filed in Cherokee County, TX, totaling $10,697 in payouts. The average claim is $2,674. Source: FEMA FimaNfipClaims v2 dataset.

Has Cherokee County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cherokee County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 11 declared disasters in the OpenFEMA record covering 1989–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.