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Clark, KY

Flood Risk Score: 15/100 · Rank #579 of 3,277 counties

Clark County in Kentucky has 5 FEMA disaster declarations on record covering 1978–2021, most recently Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). Its flood risk grade is A (Low risk), ranking #579 of 3,277 U.S. counties, with 8 NFIP flood insurance claims totaling $490,051 in payouts. Flood risk is relatively low compared to the national average.

15
Risk Score
8
NFIP Claims
$490,051
Total Payouts
5
Disasters
$61,256
Avg Claim
8
Active Policies

FEMA Disaster Declarations in Clark County

The 5 most recent federally declared disasters affecting Clark County, KY (1978–2021). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 23, 2021FloodSevere, Storms, Flooding, Landslides, and MudslidesDR-4595
May 1, 2015FloodSevere Storms, Tornadoes, Flooding, Landslides, and MudslidesDR-4217
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Feb 24, 1989FloodSevere Storms & FloodingDR-821
Dec 12, 1978FloodSevere Storms & FloodingDR-568

Score Breakdown

The composite score of 15 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
80

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
KnottA152514
LeslieA15213
MagoffinA15614
OwsleyA15013
WarrenA1574
BoydA1567
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Clark County, KY have?

Clark County, KY has 5 federal disaster declarations on FEMA record (1978–2021). The 5 most recent are: Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared May 1, 2015, DR-4217); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821); Severe Storms & Flooding (declared Dec 12, 1978, DR-568). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Clark County, KY?

Clark County is graded A (composite score 15/100, low risk). It ranks #579 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Clark County?

8 NFIP flood insurance claims have been filed in Clark County, KY, totaling $490,051 in payouts. The average claim is $61,256. Source: FEMA FimaNfipClaims v2 dataset.

Has Clark County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Clark County was Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). The county has 5 declared disasters in the OpenFEMA record covering 1978–2021.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.