Clay, AL
Clay County in Alabama has 12 FEMA disaster declarations on record covering 1977–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is A (Low risk), ranking #678 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Clay County
The 12 most recent federally declared disasters affecting Clay County, AL (1977–2024). Total declarations on record: 12.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 26, 2024 | Hurricane | Hurricane Helene | DR-3618 |
| Dec 10, 2020 | Hurricane | Hurricane Zeta | DR-4573 |
| Sep 14, 2020 | Hurricane | Hurricane Sally | DR-3545 |
| Sep 11, 2017 | Hurricane | Hurricane Irma | DR-3389 |
| Aug 30, 2008 | Hurricane | Hurricane Gustav | DR-3292 |
| Sep 10, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3237 |
| Jul 10, 2005 | Hurricane | Hurricane Dennis | DR-1593 |
| Sep 15, 2004 | Hurricane | Hurricane Ivan | DR-1549 |
| Oct 4, 1995 | Hurricane | Hurricane Opal | DR-1070 |
| Apr 18, 1979 | Flood | Storms, Wind, Flooding | DR-578 |
| Mar 17, 1979 | Flood | Flooding | DR-3074 |
| Apr 9, 1977 | Flood | Severe Storms & Flooding | DR-532 |
Score Breakdown
The composite score of 14 is calculated from four weighted factors. See our methodology for details.
Other Counties in Alabama
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Perry | A | 14 | 0 | 12 |
| St. Clair | A | 14 | 3 | 12 |
| Chilton | A | 14 | 1 | 12 |
| Coosa | A | 14 | 0 | 12 |
| Elmore | A | 14 | 4 | 12 |
| Hale | A | 14 | 4 | 12 |
More Counties in Alabama
Frequently Asked Questions
How many FEMA disaster declarations does Clay County, AL have?
Clay County, AL has 12 federal disaster declarations on FEMA record (1977–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Zeta (declared Dec 10, 2020, DR-4573); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Irma (declared Sep 11, 2017, DR-3389); Hurricane Gustav (declared Aug 30, 2008, DR-3292). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Clay County, AL?
Clay County is graded A (composite score 14/100, low risk). It ranks #678 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Clay County?
0 NFIP flood insurance claims have been filed in Clay County, AL, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.
Has Clay County, AL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Clay County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 12 declared disasters in the OpenFEMA record covering 1977–2024.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.