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A

Covington, AL

Flood Risk Score: 16/100 · Rank #492 of 3,277 counties

Covington County in Alabama has 16 FEMA disaster declarations on record covering 1975–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is A (Low risk), ranking #492 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

16
Risk Score
0
NFIP Claims
$0
Total Payouts
16
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Covington County

The 16 most recent federally declared disasters affecting Covington County, AL (1975–2024). Total declarations on record: 16.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 26, 2024HurricaneHurricane HeleneDR-3618
Sep 20, 2020HurricaneHurricane SallyDR-4563
Sep 14, 2020HurricaneHurricane SallyDR-3545
Oct 12, 2018HurricaneHurricane MichaelDR-3407
Oct 8, 2017HurricaneHurricane NateDR-3394
Sep 11, 2017HurricaneHurricane IrmaDR-3389
Sep 21, 2012HurricaneHurricane IsaacDR-4082
Aug 30, 2008HurricaneHurricane GustavDR-3292
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3237
Jul 10, 2005HurricaneHurricane DennisDR-1593
Sep 15, 2004HurricaneHurricane IvanDR-1549
Sep 30, 1998HurricaneHurricane Georges - 18 Sep 98DR-1250
Sep 28, 1998HurricaneHurricane GeorgesDR-3133
Oct 4, 1995HurricaneHurricane OpalDR-1070
Sep 13, 1979HurricaneHurricane FredericDR-598
Apr 23, 1975FloodSevere Storms & FloodingDR-464

Score Breakdown

The composite score of 16 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
34
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Alabama

CountyGradeScoreClaimsDisasters
MonroeA16116
WashingtonA16016
CoffeeA161215
ConecuhA16015
EscambiaA16415
ChoctawA17217
View All Counties in Alabama

Frequently Asked Questions

How many FEMA disaster declarations does Covington County, AL have?

Covington County, AL has 16 federal disaster declarations on FEMA record (1975–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 20, 2020, DR-4563); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Michael (declared Oct 12, 2018, DR-3407); Hurricane Nate (declared Oct 8, 2017, DR-3394). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Covington County, AL?

Covington County is graded A (composite score 16/100, low risk). It ranks #492 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Covington County?

0 NFIP flood insurance claims have been filed in Covington County, AL, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Covington County, AL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Covington County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 16 declared disasters in the OpenFEMA record covering 1975–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.