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B

Cumberland, ME

Flood Risk Score: 22/100 · Rank #127 of 3,277 counties

Cumberland County in Maine has 13 FEMA disaster declarations on record covering 1970–2023, most recently Hurricane Lee on Sep 14, 2023 (DR-3598). Its flood risk grade is B (Moderate risk), ranking #127 of 3,277 U.S. counties, with 15 NFIP flood insurance claims totaling $158,139 in payouts. Flood risk is relatively low compared to the national average.

22
Risk Score
15
NFIP Claims
$158,139
Total Payouts
13
Disasters
$10,543
Avg Claim
15
Active Policies

FEMA Disaster Declarations in Cumberland County

The 13 most recent federally declared disasters affecting Cumberland County, ME (1970–2023). Total declarations on record: 13.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 14, 2023HurricaneHurricane LeeDR-3598
Sep 19, 2005HurricaneHurricane Katrina EvacuationDR-3256
Nov 18, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1308
Oct 28, 1996FloodSevere Storms and FloodingDR-1143
May 11, 1993FloodHeavy Rain, Snowmelt, Ice Jams & FloodingDR-988
Mar 27, 1992FloodHeavy Rains, Ice Jams & FloodingDR-940
Nov 7, 1991Coastal StormCoastal StormDR-921
Aug 28, 1991HurricaneHurricane Bob & FloodingDR-915
Jun 7, 1989FloodSevere Storms & FloodingDR-830
Apr 9, 1987FloodSevere Storms & FloodingDR-788
Feb 17, 1978FloodHigh Winds, Tidal Surge & Coastal FloodingDR-550
Mar 7, 1972FloodSevere Storms & FloodingDR-326
Feb 27, 1970FloodSevere Storms, Ice Jams & FloodingDR-284

Score Breakdown

The composite score of 22 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
28
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Maine

CountyGradeScoreClaimsDisasters
LincolnB23814
OxfordB231514
YorkA2011613
SagadahocA1879
KnoxA15513
FranklinA14512
View All Counties in Maine

Frequently Asked Questions

How many FEMA disaster declarations does Cumberland County, ME have?

Cumberland County, ME has 13 federal disaster declarations on FEMA record (1970–2023). The 5 most recent are: Hurricane Lee (declared Sep 14, 2023, DR-3598); Hurricane Katrina Evacuation (declared Sep 19, 2005, DR-3256); Hurricane Floyd Major Disaster Declarations (declared Nov 18, 1999, DR-1308); Severe Storms and Flooding (declared Oct 28, 1996, DR-1143); Heavy Rain, Snowmelt, Ice Jams & Flooding (declared May 11, 1993, DR-988). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cumberland County, ME?

Cumberland County is graded B (composite score 22/100, moderate risk). It ranks #127 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cumberland County?

15 NFIP flood insurance claims have been filed in Cumberland County, ME, totaling $158,139 in payouts. The average claim is $10,543. Source: FEMA FimaNfipClaims v2 dataset.

Has Cumberland County, ME had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cumberland County was Hurricane Lee on Sep 14, 2023 (DR-3598). The county has 13 declared disasters in the OpenFEMA record covering 1970–2023.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.