Home / States / Indiana / Decatur
A

Decatur, IN

Flood Risk Score: 10/100 · Rank #2165 of 3,277 counties

Decatur County in Indiana has 4 FEMA disaster declarations on record covering 1991–2025, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). Its flood risk grade is A (Low risk), ranking #2165 of 3,277 U.S. counties, with 2 NFIP flood insurance claims totaling $216,198 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
2
NFIP Claims
$216,198
Total Payouts
4
Disasters
$108,099
Avg Claim
2
Active Policies

FEMA Disaster Declarations in Decatur County

The 4 most recent federally declared disasters affecting Decatur County, IN (1991–2025). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 22, 2025FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4882
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3238
Apr 2, 1996FloodBlizzard Of 96DR-1109
Jan 5, 1991FloodSevere Storms & FloodingDR-891

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Indiana

CountyGradeScoreClaimsDisasters
BrownA1045
CrawfordA1045
FranklinA1015
GreeneA1015
LawrenceA1005
MadisonA1044
View All Counties in Indiana

Frequently Asked Questions

How many FEMA disaster declarations does Decatur County, IN have?

Decatur County, IN has 4 federal disaster declarations on FEMA record (1991–2025). The 4 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared Jul 22, 2025, DR-4882); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3238); Blizzard Of 96 (declared Apr 2, 1996, DR-1109); Severe Storms & Flooding (declared Jan 5, 1991, DR-891). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Decatur County, IN?

Decatur County is graded A (composite score 10/100, low risk). It ranks #2165 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Decatur County?

2 NFIP flood insurance claims have been filed in Decatur County, IN, totaling $216,198 in payouts. The average claim is $108,099. Source: FEMA FimaNfipClaims v2 dataset.

Has Decatur County, IN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Decatur County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). The county has 4 declared disasters in the OpenFEMA record covering 1991–2025.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.