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Denton, TX

Flood Risk Score: 7/100 · Rank #3197 of 3,277 counties

Denton County in Texas has 7 FEMA disaster declarations on record covering 1974–2024, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). Its flood risk grade is A (Low risk), ranking #3197 of 3,277 U.S. counties, with 23 NFIP flood insurance claims totaling $1,460,819 in payouts. Flood risk is relatively low compared to the national average.

7
Risk Score
23
NFIP Claims
$1,460,819
Total Payouts
7
Disasters
$63,514
Avg Claim
23
Active Policies

FEMA Disaster Declarations in Denton County

The 7 most recent federally declared disasters affecting Denton County, TX (1974–2024). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
May 17, 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4781
Sep 10, 2008HurricaneHurricane IkeDR-3294
Aug 29, 2008HurricaneHurricane GustavDR-3290
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Nov 30, 1974FloodSevere Storms & FloodingDR-454

Score Breakdown

The composite score of 7 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
19

Other Counties in Texas

CountyGradeScoreClaimsDisasters
HendersonA7118
MontagueA755
HuntA754
McLennanA7217
JohnsonA7144
GreggA81210
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Denton County, TX have?

Denton County, TX has 7 federal disaster declarations on FEMA record (1974–2024). The 5 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Hurricane Ike (declared Sep 10, 2008, DR-3294); Hurricane Gustav (declared Aug 29, 2008, DR-3290); Hurricane Rita (declared Sep 24, 2005, DR-1606); Hurricane Rita (declared Sep 21, 2005, DR-3261). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Denton County, TX?

Denton County is graded A (composite score 7/100, low risk). It ranks #3197 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Denton County?

23 NFIP flood insurance claims have been filed in Denton County, TX, totaling $1,460,819 in payouts. The average claim is $63,514. Source: FEMA FimaNfipClaims v2 dataset.

Has Denton County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Denton County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). The county has 7 declared disasters in the OpenFEMA record covering 1974–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.