Home / States / Nevada / Elko
A

Elko, NV

Flood Risk Score: 8/100 · Rank #3040 of 3,277 counties

Elko County in Nevada has 1 FEMA disaster declaration on record covering 2005, most recently Hurricane Katrina Evacuation on Sep 13, 2005 (DR-3243). Its flood risk grade is A (Low risk), ranking #3040 of 3,277 U.S. counties, with 3 NFIP flood insurance claims totaling $15,283 in payouts. Flood risk is relatively low compared to the national average.

8
Risk Score
3
NFIP Claims
$15,283
Total Payouts
1
Disasters
$5,094
Avg Claim
3
Active Policies

FEMA Disaster Declarations in Elko County

The 1 most recent federally declared disasters affecting Elko County, NV (2005). Total declarations on record: 1.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3243

Score Breakdown

The composite score of 8 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
2
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Nevada

CountyGradeScoreClaimsDisasters
ChurchillA821
EsmeraldaA801
LanderA801
PershingA801
ClarkA953
EurekaA902
View All Counties in Nevada

Frequently Asked Questions

How many FEMA disaster declarations does Elko County, NV have?

Elko County, NV has 1 federal disaster declarations on FEMA record (2005). The 1 most recent are: Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3243). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Elko County, NV?

Elko County is graded A (composite score 8/100, low risk). It ranks #3040 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Elko County?

3 NFIP flood insurance claims have been filed in Elko County, NV, totaling $15,283 in payouts. The average claim is $5,094. Source: FEMA FimaNfipClaims v2 dataset.

Has Elko County, NV had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Elko County was Hurricane Katrina Evacuation on Sep 13, 2005 (DR-3243). The county has 1 declared disasters in the OpenFEMA record covering 2005.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.