Home / States / Montana / Flathead
A

Flathead, MT

Flood Risk Score: 10/100 · Rank #1842 of 3,277 counties

Flathead County in Montana has 4 FEMA disaster declarations on record covering 1974–2022, most recently Severe Storm and Flooding on Jun 16, 2022 (DR-4655). Its flood risk grade is A (Low risk), ranking #1842 of 3,277 U.S. counties, with 2 NFIP flood insurance claims totaling $14,601 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
2
NFIP Claims
$14,601
Total Payouts
4
Disasters
$7,301
Avg Claim
2
Active Policies

FEMA Disaster Declarations in Flathead County

The 4 most recent federally declared disasters affecting Flathead County, MT (1974–2022). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Jun 16, 2022FloodSevere Storm and Flooding DR-4655
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3253
Jun 28, 1975FloodRains, Showmelt, Storms & FloodingDR-472
Jan 29, 1974FloodSevere Storms, Flooding & LandslidesDR-417

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Montana

CountyGradeScoreClaimsDisasters
CarbonA1015
DanielsA1005
FergusA1005
GarfieldA1004
Golden ValleyA1004
MusselshellA1005
View All Counties in Montana

Frequently Asked Questions

How many FEMA disaster declarations does Flathead County, MT have?

Flathead County, MT has 4 federal disaster declarations on FEMA record (1974–2022). The 4 most recent are: Severe Storm and Flooding (declared Jun 16, 2022, DR-4655); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3253); Rains, Showmelt, Storms & Flooding (declared Jun 28, 1975, DR-472); Severe Storms, Flooding & Landslides (declared Jan 29, 1974, DR-417). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Flathead County, MT?

Flathead County is graded A (composite score 10/100, low risk). It ranks #1842 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Flathead County?

2 NFIP flood insurance claims have been filed in Flathead County, MT, totaling $14,601 in payouts. The average claim is $7,301. Source: FEMA FimaNfipClaims v2 dataset.

Has Flathead County, MT had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Flathead County was Severe Storm and Flooding on Jun 16, 2022 (DR-4655). The county has 4 declared disasters in the OpenFEMA record covering 1974–2022.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.