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Fulton, IL

Flood Risk Score: 12/100 · Rank #1045 of 3,277 counties

Fulton County in Illinois has 9 FEMA disaster declarations on record covering 1973–2024, most recently Severe Storms, Tornadoes, Straight-Line Winds, and Floodng on Sep 20, 2024 (DR-4819). Its flood risk grade is A (Low risk), ranking #1045 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $74,211 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
1
NFIP Claims
$74,211
Total Payouts
9
Disasters
$74,211
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Fulton County

The 9 most recent federally declared disasters affecting Fulton County, IL (1973–2024). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 20, 2024FloodSevere Storms, Tornadoes, Straight-Line Winds, and FloodngDR-4819
Sep 19, 2019FloodSevere Storms and FloodingDR-4461
May 10, 2013FloodSevere Storms, Straight-Line Winds, and FloodingDR-4116
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3230
Jul 9, 1993FloodSevere Storms & FloodingDR-997
Mar 29, 1985FloodSevere Storms & FloodingDR-735
Apr 30, 1979FloodSevere Storms & FloodingDR-583
Jun 10, 1974FloodSevere Storms & FloodingDR-438
Apr 26, 1973FloodSevere Storms & FloodingDR-373

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Illinois

CountyGradeScoreClaimsDisasters
CarrollA1238
CassA1218
HancockA1219
HendersonA1269
MercerA1208
MonroeA1239
View All Counties in Illinois

Frequently Asked Questions

How many FEMA disaster declarations does Fulton County, IL have?

Fulton County, IL has 9 federal disaster declarations on FEMA record (1973–2024). The 5 most recent are: Severe Storms, Tornadoes, Straight-Line Winds, and Floodng (declared Sep 20, 2024, DR-4819); Severe Storms and Flooding (declared Sep 19, 2019, DR-4461); Severe Storms, Straight-Line Winds, and Flooding (declared May 10, 2013, DR-4116); Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3230); Severe Storms & Flooding (declared Jul 9, 1993, DR-997). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Fulton County, IL?

Fulton County is graded A (composite score 12/100, low risk). It ranks #1045 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Fulton County?

1 NFIP flood insurance claims have been filed in Fulton County, IL, totaling $74,211 in payouts. The average claim is $74,211. Source: FEMA FimaNfipClaims v2 dataset.

Has Fulton County, IL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Fulton County was Severe Storms, Tornadoes, Straight-Line Winds, and Floodng on Sep 20, 2024 (DR-4819). The county has 9 declared disasters in the OpenFEMA record covering 1973–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.