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Grand Traverse, MI

Flood Risk Score: 8/100 · Rank #3121 of 3,277 counties

Grand Traverse County in Michigan has 1 FEMA disaster declaration on record covering 2005, most recently Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). Its flood risk grade is A (Low risk), ranking #3121 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $5,728 in payouts. Flood risk is relatively low compared to the national average.

8
Risk Score
5
NFIP Claims
$5,728
Total Payouts
1
Disasters
$1,146
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Grand Traverse County

The 1 most recent federally declared disasters affecting Grand Traverse County, MI (2005). Total declarations on record: 1.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3225

Score Breakdown

The composite score of 8 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
2
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Michigan

CountyGradeScoreClaimsDisasters
AlgerA811
AlpenaA811
AntrimA801
BenzieA811
BranchA811
CharlevoixA821
View All Counties in Michigan

Frequently Asked Questions

How many FEMA disaster declarations does Grand Traverse County, MI have?

Grand Traverse County, MI has 1 federal disaster declarations on FEMA record (2005). The 1 most recent are: Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Grand Traverse County, MI?

Grand Traverse County is graded A (composite score 8/100, low risk). It ranks #3121 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Grand Traverse County?

5 NFIP flood insurance claims have been filed in Grand Traverse County, MI, totaling $5,728 in payouts. The average claim is $1,146. Source: FEMA FimaNfipClaims v2 dataset.

Has Grand Traverse County, MI had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Grand Traverse County was Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). The county has 1 declared disasters in the OpenFEMA record covering 2005.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.