Hardin, TX
Hardin County in Texas has 15 FEMA disaster declarations on record covering 1973–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is A (Low risk), ranking #1808 of 3,277 U.S. counties, with 195 NFIP flood insurance claims totaling $29,641,603 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Hardin County
The 15 most recent federally declared disasters affecting Hardin County, TX (1973–2024). Total declarations on record: 15.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Jul 9, 2024 | Hurricane | Hurricane Beryl | DR-4798 |
| May 17, 2024 | Flood | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | DR-4781 |
| Aug 24, 2020 | Hurricane | Tropical Storms Marco and Laura | DR-3540 |
| Aug 25, 2017 | Hurricane | Hurricane Harvey | DR-4332 |
| Jun 11, 2016 | Flood | Severe Storms and Flooding | DR-4272 |
| Sep 13, 2008 | Hurricane | Hurricane Ike | DR-1791 |
| Sep 10, 2008 | Hurricane | Hurricane Ike | DR-3294 |
| Aug 29, 2008 | Hurricane | Hurricane Gustav | DR-3290 |
| Sep 24, 2005 | Hurricane | Hurricane Rita | DR-1606 |
| Sep 21, 2005 | Hurricane | Hurricane Rita | DR-3261 |
| Sep 2, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3216 |
| Jun 9, 2001 | Coastal Storm | Tx-Tropical Storm Allison-06-06-2001 | DR-1379 |
| Oct 18, 1994 | Flood | Severe Thunderstorms and Flooding | DR-1041 |
| Jul 18, 1989 | Flood | Tropical Storm Allison | DR-836 |
| Jul 11, 1973 | Flood | Severe Storms & Flooding | DR-398 |
Score Breakdown
The composite score of 10 is calculated from four weighted factors. See our methodology for details.
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Frequently Asked Questions
How many FEMA disaster declarations does Hardin County, TX have?
Hardin County, TX has 15 federal disaster declarations on FEMA record (1973–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Hurricane Harvey (declared Aug 25, 2017, DR-4332); Severe Storms and Flooding (declared Jun 11, 2016, DR-4272). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Hardin County, TX?
Hardin County is graded A (composite score 10/100, low risk). It ranks #1808 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Hardin County?
195 NFIP flood insurance claims have been filed in Hardin County, TX, totaling $29,641,603 in payouts. The average claim is $152,008. Source: FEMA FimaNfipClaims v2 dataset.
Has Hardin County, TX had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Hardin County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 15 declared disasters in the OpenFEMA record covering 1973–2024.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.