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Henderson, KY

Flood Risk Score: 16/100 · Rank #503 of 3,277 counties

Henderson County in Kentucky has 2 FEMA disaster declarations on record covering 2005–2018, most recently Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides on Apr 26, 2018 (DR-4361). Its flood risk grade is A (Low risk), ranking #503 of 3,277 U.S. counties, with 14 NFIP flood insurance claims totaling $405,586 in payouts. Flood risk is relatively low compared to the national average.

16
Risk Score
14
NFIP Claims
$405,586
Total Payouts
2
Disasters
$28,970
Avg Claim
14
Active Policies

FEMA Disaster Declarations in Henderson County

The 2 most recent federally declared disasters affecting Henderson County, KY (2005–2018). Total declarations on record: 2.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 26, 2018FloodSevere Storms, Tornadoes, Flooding, Landslides, and MudslidesDR-4361
Sep 10, 2005HurricaneHurricane Katrina DR-3231

Score Breakdown

The composite score of 16 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
4
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
BreathittA162415
KnoxA16612
KnottA152514
LeslieA15213
MagoffinA15614
OwsleyA15013
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Henderson County, KY have?

Henderson County, KY has 2 federal disaster declarations on FEMA record (2005–2018). The 2 most recent are: Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared Apr 26, 2018, DR-4361); Hurricane Katrina (declared Sep 10, 2005, DR-3231). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Henderson County, KY?

Henderson County is graded A (composite score 16/100, low risk). It ranks #503 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Henderson County?

14 NFIP flood insurance claims have been filed in Henderson County, KY, totaling $405,586 in payouts. The average claim is $28,970. Source: FEMA FimaNfipClaims v2 dataset.

Has Henderson County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Henderson County was Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides on Apr 26, 2018 (DR-4361). The county has 2 declared disasters in the OpenFEMA record covering 2005–2018.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.