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Horry, SC

Flood Risk Score: 16/100 · Rank #463 of 3,277 counties

Horry County in South Carolina has 20 FEMA disaster declarations on record covering 1989–2023, most recently Hurricane Idalia on Aug 31, 2023 (DR-3597). Its flood risk grade is A (Low risk), ranking #463 of 3,277 U.S. counties, with 769 NFIP flood insurance claims totaling $32,263,498 in payouts. Flood risk is relatively low compared to the national average.

16
Risk Score
769
NFIP Claims
$32,263,498
Total Payouts
20
Disasters
$41,955
Avg Claim
769
Active Policies

FEMA Disaster Declarations in Horry County

The 20 most recent federally declared disasters affecting Horry County, SC (1989–2023). Total declarations on record: 20.

DeclaredIncident TypeTitleFEMA Disaster #
Aug 31, 2023HurricaneHurricane IdaliaDR-3597
Nov 21, 2022HurricaneHurricane IanDR-4677
Sep 29, 2022HurricaneHurricane IanDR-3585
Sep 30, 2019HurricaneHurricane DorianDR-4464
Sep 1, 2019HurricaneHurricane Dorian DR-3421
Sep 16, 2018HurricaneHurricane FlorenceDR-4394
Sep 10, 2018HurricaneHurricane FlorenceDR-3400
Oct 16, 2017HurricaneHurricane IrmaDR-4346
Sep 7, 2017HurricaneHurricane IrmaDR-3386
Oct 11, 2016HurricaneHurricane MatthewDR-4286
Oct 6, 2016HurricaneHurricane MatthewDR-3378
Oct 5, 2015FloodSevere Storms and FloodingDR-4241
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3233
Oct 7, 2004HurricaneTropical Storm FrancesDR-1566
Sep 1, 2004HurricaneHurricane CharleyDR-1543
Sep 21, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1299
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3145
Sep 4, 1998HurricaneHurricane BonnieDR-1243
Sep 30, 1996FloodSevere Winds and Flooding Assoc With Hurricane FranDR-1140
Sep 22, 1989HurricaneHurricane HugoDR-843

Score Breakdown

The composite score of 16 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
7
Disaster Frequency
25%
43
Claim Severity
20%
3
Year-over-Year Trend
15%
14

Other Counties in South Carolina

CountyGradeScoreClaimsDisasters
AllendaleA16015
BambergA16215
ChesterfieldA16016
LancasterA16215
LeeA16216
MarlboroA16416
View All Counties in South Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Horry County, SC have?

Horry County, SC has 20 federal disaster declarations on FEMA record (1989–2023). The 5 most recent are: Hurricane Idalia (declared Aug 31, 2023, DR-3597); Hurricane Ian (declared Nov 21, 2022, DR-4677); Hurricane Ian (declared Sep 29, 2022, DR-3585); Hurricane Dorian (declared Sep 30, 2019, DR-4464); Hurricane Dorian (declared Sep 1, 2019, DR-3421). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Horry County, SC?

Horry County is graded A (composite score 16/100, low risk). It ranks #463 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Horry County?

769 NFIP flood insurance claims have been filed in Horry County, SC, totaling $32,263,498 in payouts. The average claim is $41,955. Source: FEMA FimaNfipClaims v2 dataset.

Has Horry County, SC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Horry County was Hurricane Idalia on Aug 31, 2023 (DR-3597). The county has 20 declared disasters in the OpenFEMA record covering 1989–2023.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.