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Houghton, MI

Flood Risk Score: 10/100 · Rank #2006 of 3,277 counties

Houghton County in Michigan has 4 FEMA disaster declarations on record covering 2002–2018, most recently Severe Storms, Flooding, Landslides, and Mudslides on Aug 2, 2018 (DR-4381). Its flood risk grade is A (Low risk), ranking #2006 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
0
NFIP Claims
$0
Total Payouts
4
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Houghton County

The 4 most recent federally declared disasters affecting Houghton County, MI (2002–2018). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Aug 2, 2018FloodSevere Storms, Flooding, Landslides, and MudslidesDR-4381
Jun 18, 2013FloodFlooding DR-4121
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3225
May 6, 2002FloodFloodingDR-1413

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Michigan

CountyGradeScoreClaimsDisasters
GogebicA1004
IoniaA1015
KentA10194
MuskegonA1075
NewaygoA1055
OsceolaA1035
View All Counties in Michigan

Frequently Asked Questions

How many FEMA disaster declarations does Houghton County, MI have?

Houghton County, MI has 4 federal disaster declarations on FEMA record (2002–2018). The 4 most recent are: Severe Storms, Flooding, Landslides, and Mudslides (declared Aug 2, 2018, DR-4381); Flooding (declared Jun 18, 2013, DR-4121); Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Flooding (declared May 6, 2002, DR-1413). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Houghton County, MI?

Houghton County is graded A (composite score 10/100, low risk). It ranks #2006 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Houghton County?

0 NFIP flood insurance claims have been filed in Houghton County, MI, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Houghton County, MI had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Houghton County was Severe Storms, Flooding, Landslides, and Mudslides on Aug 2, 2018 (DR-4381). The county has 4 declared disasters in the OpenFEMA record covering 2002–2018.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.