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Kerr, TX

Flood Risk Score: 19/100 · Rank #267 of 3,277 counties

Kerr County in Texas has 8 FEMA disaster declarations on record covering 1978–2025, most recently Severe Storms, Straight-Line Winds, and Flooding on Jul 6, 2025 (DR-4879). Its flood risk grade is A (Low risk), ranking #267 of 3,277 U.S. counties, with 26 NFIP flood insurance claims totaling $2,368,704 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
26
NFIP Claims
$2,368,704
Total Payouts
8
Disasters
$91,104
Avg Claim
26
Active Policies

FEMA Disaster Declarations in Kerr County

The 8 most recent federally declared disasters affecting Kerr County, TX (1978–2025). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 6, 2025FloodSevere Storms, Straight-Line Winds, and FloodingDR-4879
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Jul 4, 2002FloodSevere Storms and FloodingDR-1425
Jul 7, 1997FloodSevere Storms and FloodingDR-1179
Dec 26, 1991FloodSevere ThunderstormsDR-930
Aug 3, 1978FloodSevere Storms & FloodingDR-561

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Texas

CountyGradeScoreClaimsDisasters
BowieA191011
JacksonA19614
BurnetA20698
RefugioA18719
VictoriaA181917
BrazoriaA181.1K22
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Kerr County, TX have?

Kerr County, TX has 8 federal disaster declarations on FEMA record (1978–2025). The 5 most recent are: Severe Storms, Straight-Line Winds, and Flooding (declared Jul 6, 2025, DR-4879); Hurricane Rita (declared Sep 24, 2005, DR-1606); Hurricane Rita (declared Sep 21, 2005, DR-3261); Hurricane Katrina Evacuation (declared Sep 2, 2005, DR-3216); Severe Storms and Flooding (declared Jul 4, 2002, DR-1425). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Kerr County, TX?

Kerr County is graded A (composite score 19/100, low risk). It ranks #267 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Kerr County?

26 NFIP flood insurance claims have been filed in Kerr County, TX, totaling $2,368,704 in payouts. The average claim is $91,104. Source: FEMA FimaNfipClaims v2 dataset.

Has Kerr County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Kerr County was Severe Storms, Straight-Line Winds, and Flooding on Jul 6, 2025 (DR-4879). The county has 8 declared disasters in the OpenFEMA record covering 1978–2025.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.