Lake, FL
Lake County in Florida has 17 FEMA disaster declarations on record covering 1999–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is A (Low risk), ranking #1332 of 3,277 U.S. counties, with 50 NFIP flood insurance claims totaling $1,576,526 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Lake County
The 17 most recent federally declared disasters affecting Lake County, FL (1999–2024). Total declarations on record: 17.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Oct 11, 2024 | Hurricane | Hurricane Milton | DR-4834 |
| Oct 7, 2024 | Hurricane | Hurricane Milton | DR-3622 |
| Aug 31, 2023 | Hurricane | Hurricane Idalia | DR-4734 |
| Dec 13, 2022 | Hurricane | Hurricane Nicole | DR-4680 |
| Sep 29, 2022 | Hurricane | Hurricane Ian | DR-4673 |
| Sep 24, 2022 | Hurricane | Tropical Storm Ian | DR-3584 |
| Aug 30, 2019 | Hurricane | Hurricane Dorian | DR-3419 |
| Sep 10, 2017 | Hurricane | Hurricane Irma | DR-4337 |
| Sep 5, 2017 | Hurricane | Hurricane Irma | DR-3385 |
| Oct 8, 2016 | Hurricane | Hurricane Matthew | DR-4283 |
| Oct 6, 2016 | Hurricane | Hurricane Matthew | DR-3377 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3220 |
| Sep 26, 2004 | Hurricane | Hurricane Jeanne | DR-1561 |
| Sep 16, 2004 | Hurricane | Hurricane Ivan | DR-1551 |
| Sep 4, 2004 | Hurricane | Hurricane Frances | DR-1545 |
| Aug 13, 2004 | Hurricane | Tropical Storm Bonnie and Hurricane Charley | DR-1539 |
| Oct 15, 1999 | Hurricane | Tropical Storm Irene - Florida | DR-3150 |
Score Breakdown
The composite score of 11 is calculated from four weighted factors. See our methodology for details.
Other Counties in Florida
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Columbia | A | 13 | 14 | 18 |
| Nassau | A | 13 | 69 | 21 |
| Putnam | A | 13 | 68 | 20 |
| Hendry | A | 14 | 7 | 20 |
| Highlands | A | 14 | 19 | 20 |
| Indian River | A | 14 | 81 | 22 |
More Counties in Florida
Frequently Asked Questions
How many FEMA disaster declarations does Lake County, FL have?
Lake County, FL has 17 federal disaster declarations on FEMA record (1999–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Lake County, FL?
Lake County is graded A (composite score 11/100, low risk). It ranks #1332 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Lake County?
50 NFIP flood insurance claims have been filed in Lake County, FL, totaling $1,576,526 in payouts. The average claim is $31,531. Source: FEMA FimaNfipClaims v2 dataset.
Has Lake County, FL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Lake County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 17 declared disasters in the OpenFEMA record covering 1999–2024.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.