Home / States / South Dakota / Lake
A

Lake, SD

Flood Risk Score: 12/100 · Rank #1233 of 3,277 counties

Lake County in South Dakota has 9 FEMA disaster declarations on record covering 1969–2024, most recently Severe Storms, Straight-Line Winds, and Flooding on Aug 15, 2024 (DR-4807). Its flood risk grade is A (Low risk), ranking #1233 of 3,277 U.S. counties, with 22 NFIP flood insurance claims totaling $989,436 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
22
NFIP Claims
$989,436
Total Payouts
9
Disasters
$44,974
Avg Claim
22
Active Policies

FEMA Disaster Declarations in Lake County

The 9 most recent federally declared disasters affecting Lake County, SD (1969–2024). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Aug 15, 2024FloodSevere Storms, Straight-Line Winds, and FloodingDR-4807
Jun 7, 2019FloodSevere Winter Storm, Snowstorm, and FloodingDR-4440
May 13, 2011FloodFloodingDR-1984
May 13, 2010FloodFlooding DR-1915
Sep 10, 2005Coastal StormHurricane Katrina EvacuationDR-3234
Apr 7, 1997FloodSevere Flooding, Sever Winter Storms,heavy Rains High WindsDR-1173
May 26, 1995FloodFloodingDR-1052
Jul 19, 1984FloodSevere Storms & FloodingDR-717
Apr 18, 1969FloodFloodingDR-257

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in South Dakota

CountyGradeScoreClaimsDisasters
Lake Traverse Indian ReservationA1208
FaulkA1209
MarshallA1209
ButteA1208
JerauldA1209
LincolnA1258
View All Counties in South Dakota

Frequently Asked Questions

How many FEMA disaster declarations does Lake County, SD have?

Lake County, SD has 9 federal disaster declarations on FEMA record (1969–2024). The 5 most recent are: Severe Storms, Straight-Line Winds, and Flooding (declared Aug 15, 2024, DR-4807); Severe Winter Storm, Snowstorm, and Flooding (declared Jun 7, 2019, DR-4440); Flooding (declared May 13, 2011, DR-1984); Flooding (declared May 13, 2010, DR-1915); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3234). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Lake County, SD?

Lake County is graded A (composite score 12/100, low risk). It ranks #1233 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Lake County?

22 NFIP flood insurance claims have been filed in Lake County, SD, totaling $989,436 in payouts. The average claim is $44,974. Source: FEMA FimaNfipClaims v2 dataset.

Has Lake County, SD had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Lake County was Severe Storms, Straight-Line Winds, and Flooding on Aug 15, 2024 (DR-4807). The county has 9 declared disasters in the OpenFEMA record covering 1969–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.