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Madison, AL

Flood Risk Score: 9/100 · Rank #2561 of 3,277 counties

Madison County in Alabama has 7 FEMA disaster declarations on record covering 1991–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is A (Low risk), ranking #2561 of 3,277 U.S. counties, with 28 NFIP flood insurance claims totaling $370,409 in payouts. Flood risk is relatively low compared to the national average.

9
Risk Score
28
NFIP Claims
$370,409
Total Payouts
7
Disasters
$13,229
Avg Claim
28
Active Policies

FEMA Disaster Declarations in Madison County

The 7 most recent federally declared disasters affecting Madison County, AL (1991–2024). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 26, 2024HurricaneHurricane HeleneDR-3618
Sep 14, 2020HurricaneHurricane SallyDR-3545
Sep 11, 2017HurricaneHurricane IrmaDR-3389
Aug 30, 2008HurricaneHurricane GustavDR-3292
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3237
Sep 15, 2004HurricaneHurricane IvanDR-1549
Jan 4, 1991FloodSevere Storms & FloodingDR-890

Score Breakdown

The composite score of 9 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
35

Other Counties in Alabama

CountyGradeScoreClaimsDisasters
Poarch Band of Creek IndiansA1106
BlountA1107
FayetteA1107
FranklinA1117
LawrenceA1147
LimestoneA1117
View All Counties in Alabama

Frequently Asked Questions

How many FEMA disaster declarations does Madison County, AL have?

Madison County, AL has 7 federal disaster declarations on FEMA record (1991–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Irma (declared Sep 11, 2017, DR-3389); Hurricane Gustav (declared Aug 30, 2008, DR-3292); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3237). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Madison County, AL?

Madison County is graded A (composite score 9/100, low risk). It ranks #2561 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Madison County?

28 NFIP flood insurance claims have been filed in Madison County, AL, totaling $370,409 in payouts. The average claim is $13,229. Source: FEMA FimaNfipClaims v2 dataset.

Has Madison County, AL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Madison County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 7 declared disasters in the OpenFEMA record covering 1991–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.