Mobile, AL
Mobile County in Alabama has 26 FEMA disaster declarations on record covering 1979–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is A (Low risk), ranking #584 of 3,277 U.S. counties, with 127 NFIP flood insurance claims totaling $2,153,280 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Mobile County
The 25 most recent federally declared disasters affecting Mobile County, AL (1979–2024). Total declarations on record: 26.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 26, 2024 | Hurricane | Hurricane Helene | DR-3618 |
| Dec 10, 2020 | Hurricane | Hurricane Zeta | DR-4573 |
| Sep 20, 2020 | Hurricane | Hurricane Sally | DR-4563 |
| Sep 14, 2020 | Hurricane | Hurricane Sally | DR-3545 |
| Nov 5, 2018 | Hurricane | Hurricane Michael | DR-4406 |
| Oct 12, 2018 | Hurricane | Hurricane Michael | DR-3407 |
| Nov 16, 2017 | Hurricane | Hurricane Nate | DR-4349 |
| Oct 8, 2017 | Hurricane | Hurricane Nate | DR-3394 |
| Sep 11, 2017 | Hurricane | Hurricane Irma | DR-3389 |
| Sep 21, 2012 | Hurricane | Hurricane Isaac | DR-4082 |
| Dec 22, 2009 | Hurricane | Tropical Storm Ida | DR-1866 |
| Sep 10, 2008 | Hurricane | Hurricane Gustav | DR-1789 |
| Aug 30, 2008 | Hurricane | Hurricane Gustav | DR-3292 |
| Sep 10, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3237 |
| Aug 29, 2005 | Hurricane | Hurricane Katrina | DR-1605 |
| Aug 28, 2005 | Hurricane | Hurricane Katrina | DR-3214 |
| Jul 10, 2005 | Hurricane | Hurricane Dennis | DR-1593 |
| Sep 15, 2004 | Hurricane | Hurricane Ivan | DR-1549 |
| Oct 9, 2002 | Hurricane | Tropical Storm Isidore | DR-1438 |
| Sep 30, 1998 | Hurricane | Hurricane Georges - 18 Sep 98 | DR-1250 |
| Sep 28, 1998 | Hurricane | Hurricane Georges | DR-3133 |
| Oct 4, 1995 | Hurricane | Hurricane Opal | DR-1070 |
| Sep 7, 1985 | Hurricane | Hurricane Elena | DR-742 |
| May 14, 1981 | Flood | Severe Storms & Flooding | DR-639 |
| Sep 13, 1979 | Hurricane | Hurricane Frederic | DR-598 |
Score Breakdown
The composite score of 15 is calculated from four weighted factors. See our methodology for details.
Other Counties in Alabama
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Talladega | A | 15 | 3 | 14 |
| Butler | A | 15 | 0 | 14 |
| Dallas | A | 15 | 2 | 13 |
| Crenshaw | A | 15 | 0 | 14 |
| Dale | A | 15 | 1 | 13 |
| Monroe | A | 16 | 1 | 16 |
More Counties in Alabama
Frequently Asked Questions
How many FEMA disaster declarations does Mobile County, AL have?
Mobile County, AL has 26 federal disaster declarations on FEMA record (1979–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Zeta (declared Dec 10, 2020, DR-4573); Hurricane Sally (declared Sep 20, 2020, DR-4563); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Michael (declared Nov 5, 2018, DR-4406). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Mobile County, AL?
Mobile County is graded A (composite score 15/100, low risk). It ranks #584 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Mobile County?
127 NFIP flood insurance claims have been filed in Mobile County, AL, totaling $2,153,280 in payouts. The average claim is $16,955. Source: FEMA FimaNfipClaims v2 dataset.
Has Mobile County, AL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Mobile County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 26 declared disasters in the OpenFEMA record covering 1979–2024.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.