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A

Montgomery, IA

Flood Risk Score: 11/100 · Rank #1475 of 3,277 counties

Montgomery County in Iowa has 7 FEMA disaster declarations on record covering 1965–2019, most recently Severe Storms and Flooding on Mar 23, 2019 (DR-4421). Its flood risk grade is A (Low risk), ranking #1475 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $5,524 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
1
NFIP Claims
$5,524
Total Payouts
7
Disasters
$5,524
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Montgomery County

The 7 most recent federally declared disasters affecting Montgomery County, IA (1965–2019). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Mar 23, 2019FloodSevere Storms and FloodingDR-4421
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3239
Jul 2, 1998FloodSevere Storms, Tornadoes and FloodingDR-1230
Jul 9, 1993FloodSevere Storms & FloodingDR-996
Jul 17, 1987FloodStorms & Flash FloodingDR-795
Sep 26, 1972FloodSevere Storms & FloodingDR-354
Apr 22, 1965FloodFloodingDR-193

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Iowa

CountyGradeScoreClaimsDisasters
Sac and Fox Tribe of the Mississippi in IowaA1107
AdamsA1106
AppanooseA1106
BooneA1106
CherokeeA1147
DallasA1117
View All Counties in Iowa

Frequently Asked Questions

How many FEMA disaster declarations does Montgomery County, IA have?

Montgomery County, IA has 7 federal disaster declarations on FEMA record (1965–2019). The 5 most recent are: Severe Storms and Flooding (declared Mar 23, 2019, DR-4421); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3239); Severe Storms, Tornadoes and Flooding (declared Jul 2, 1998, DR-1230); Severe Storms & Flooding (declared Jul 9, 1993, DR-996); Storms & Flash Flooding (declared Jul 17, 1987, DR-795). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Montgomery County, IA?

Montgomery County is graded A (composite score 11/100, low risk). It ranks #1475 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Montgomery County?

1 NFIP flood insurance claims have been filed in Montgomery County, IA, totaling $5,524 in payouts. The average claim is $5,524. Source: FEMA FimaNfipClaims v2 dataset.

Has Montgomery County, IA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Montgomery County was Severe Storms and Flooding on Mar 23, 2019 (DR-4421). The county has 7 declared disasters in the OpenFEMA record covering 1965–2019.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.