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Montgomery, IL

Flood Risk Score: 8/100 · Rank #3094 of 3,277 counties

Montgomery County in Illinois has 1 FEMA disaster declaration on record covering 2005, most recently Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3230). Its flood risk grade is A (Low risk), ranking #3094 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $8,082 in payouts. Flood risk is relatively low compared to the national average.

8
Risk Score
1
NFIP Claims
$8,082
Total Payouts
1
Disasters
$8,082
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Montgomery County

The 1 most recent federally declared disasters affecting Montgomery County, IL (2005). Total declarations on record: 1.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3230

Score Breakdown

The composite score of 8 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
2
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Illinois

CountyGradeScoreClaimsDisasters
MadisonA8376
StephensonA8125
CookA81989
PeoriaA8246
BondA811
ChampaignA821
View All Counties in Illinois

Frequently Asked Questions

How many FEMA disaster declarations does Montgomery County, IL have?

Montgomery County, IL has 1 federal disaster declarations on FEMA record (2005). The 1 most recent are: Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3230). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Montgomery County, IL?

Montgomery County is graded A (composite score 8/100, low risk). It ranks #3094 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Montgomery County?

1 NFIP flood insurance claims have been filed in Montgomery County, IL, totaling $8,082 in payouts. The average claim is $8,082. Source: FEMA FimaNfipClaims v2 dataset.

Has Montgomery County, IL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Montgomery County was Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3230). The county has 1 declared disasters in the OpenFEMA record covering 2005.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.