Montgomery, KY
Montgomery County in Kentucky has 2 FEMA disaster declarations on record covering 1989–2005, most recently Hurricane Katrina on Sep 10, 2005 (DR-3231). Its flood risk grade is A (Low risk), ranking #2820 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $134,727 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Montgomery County
The 2 most recent federally declared disasters affecting Montgomery County, KY (1989–2005). Total declarations on record: 2.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 10, 2005 | Hurricane | Hurricane Katrina | DR-3231 |
| Feb 24, 1989 | Flood | Severe Storms & Flooding | DR-821 |
Score Breakdown
The composite score of 9 is calculated from four weighted factors. See our methodology for details.
Other Counties in Kentucky
More Counties in Kentucky
Frequently Asked Questions
How many FEMA disaster declarations does Montgomery County, KY have?
Montgomery County, KY has 2 federal disaster declarations on FEMA record (1989–2005). The 2 most recent are: Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Montgomery County, KY?
Montgomery County is graded A (composite score 9/100, low risk). It ranks #2820 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Montgomery County?
5 NFIP flood insurance claims have been filed in Montgomery County, KY, totaling $134,727 in payouts. The average claim is $26,945. Source: FEMA FimaNfipClaims v2 dataset.
Has Montgomery County, KY had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Montgomery County was Hurricane Katrina on Sep 10, 2005 (DR-3231). The county has 2 declared disasters in the OpenFEMA record covering 1989–2005.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.