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Montgomery, OH

Flood Risk Score: 17/100 · Rank #430 of 3,277 counties

Montgomery County in Ohio has 3 FEMA disaster declarations on record covering 1968–2005, most recently Hurricane Katrina Evacuation on Sep 13, 2005 (DR-3250). Its flood risk grade is A (Low risk), ranking #430 of 3,277 U.S. counties, with 12 NFIP flood insurance claims totaling $181,512 in payouts. Flood risk is relatively low compared to the national average.

17
Risk Score
12
NFIP Claims
$181,512
Total Payouts
3
Disasters
$15,126
Avg Claim
12
Active Policies

FEMA Disaster Declarations in Montgomery County

The 3 most recent federally declared disasters affecting Montgomery County, OH (1968–2005). Total declarations on record: 3.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3250
Jun 10, 1989FloodSevere Storms & FloodingDR-831
Jun 5, 1968FloodHeavy Rains & FloodingDR-243

Score Breakdown

The composite score of 17 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
6
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Ohio

CountyGradeScoreClaimsDisasters
ButlerA17114
ClermontA17114
ErieA17113
OttawaA17184
WashingtonA18105
FairfieldA16122
View All Counties in Ohio

Frequently Asked Questions

How many FEMA disaster declarations does Montgomery County, OH have?

Montgomery County, OH has 3 federal disaster declarations on FEMA record (1968–2005). The 3 most recent are: Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3250); Severe Storms & Flooding (declared Jun 10, 1989, DR-831); Heavy Rains & Flooding (declared Jun 5, 1968, DR-243). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Montgomery County, OH?

Montgomery County is graded A (composite score 17/100, low risk). It ranks #430 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Montgomery County?

12 NFIP flood insurance claims have been filed in Montgomery County, OH, totaling $181,512 in payouts. The average claim is $15,126. Source: FEMA FimaNfipClaims v2 dataset.

Has Montgomery County, OH had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Montgomery County was Hurricane Katrina Evacuation on Sep 13, 2005 (DR-3250). The county has 3 declared disasters in the OpenFEMA record covering 1968–2005.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.