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Morgan, CO

Flood Risk Score: 11/100 · Rank #1635 of 3,277 counties

Morgan County in Colorado has 7 FEMA disaster declarations on record covering 1969–2015, most recently Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides on Jul 16, 2015 (DR-4229). Its flood risk grade is A (Low risk), ranking #1635 of 3,277 U.S. counties, with 2 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
2
NFIP Claims
$0
Total Payouts
7
Disasters
$0
Avg Claim
2
Active Policies

FEMA Disaster Declarations in Morgan County

The 7 most recent federally declared disasters affecting Morgan County, CO (1969–2015). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 16, 2015FloodSevere Storms, Tornadoes, Flooding, Landslides, and MudslidesDR-4229
Sep 14, 2013FloodSevere Storms, Flooding, Landslides, and MudslidesDR-4145
Sep 12, 2013FloodSevere Storms, Flooding, Landslides, and MudslidesDR-3365
Sep 5, 2005Coastal StormHurricane Katrina EvacuationDR-3224
Aug 1, 1997FloodSevere Storms, Heavy Rain, Flash Floods, Flooding, MudslidesDR-1186
May 23, 1973FloodHeavy Rains, Snowmelt and FloodingDR-385
May 19, 1969FloodSevere Storms & FloodingDR-261

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Colorado

CountyGradeScoreClaimsDisasters
AdamsA1176
WashingtonA1107
WeldA1157
LoganA1218
LarimerA1238
BacaA1004
View All Counties in Colorado

Frequently Asked Questions

How many FEMA disaster declarations does Morgan County, CO have?

Morgan County, CO has 7 federal disaster declarations on FEMA record (1969–2015). The 5 most recent are: Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared Jul 16, 2015, DR-4229); Severe Storms, Flooding, Landslides, and Mudslides (declared Sep 14, 2013, DR-4145); Severe Storms, Flooding, Landslides, and Mudslides (declared Sep 12, 2013, DR-3365); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3224); Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides (declared Aug 1, 1997, DR-1186). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Morgan County, CO?

Morgan County is graded A (composite score 11/100, low risk). It ranks #1635 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Morgan County?

2 NFIP flood insurance claims have been filed in Morgan County, CO, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Morgan County, CO had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Morgan County was Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides on Jul 16, 2015 (DR-4229). The county has 7 declared disasters in the OpenFEMA record covering 1969–2015.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.