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Morgan, WV

Flood Risk Score: 11/100 · Rank #1760 of 3,277 counties

Morgan County in West Virginia has 6 FEMA disaster declarations on record covering 1972–2012, most recently Hurricane Sandy on Oct 29, 2012 (DR-3358). Its flood risk grade is A (Low risk), ranking #1760 of 3,277 U.S. counties, with 3 NFIP flood insurance claims totaling $2,517 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
3
NFIP Claims
$2,517
Total Payouts
6
Disasters
$839
Avg Claim
3
Active Policies

FEMA Disaster Declarations in Morgan County

The 6 most recent federally declared disasters affecting Morgan County, WV (1972–2012). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 29, 2012HurricaneHurricane SandyDR-3358
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3221
Sep 23, 2003HurricaneHurricane IsabelDR-1496
Jan 25, 1996FloodFloodingDR-1096
Nov 7, 1985FloodSevere Storms & FloodingDR-753
Jul 3, 1972FloodTropical Storm AgnesDR-344

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in West Virginia

CountyGradeScoreClaimsDisasters
KanawhaA118313
GrantA1116
ClayA11107
FayetteA1157
MonroeA1137
WebsterA11137
View All Counties in West Virginia

Frequently Asked Questions

How many FEMA disaster declarations does Morgan County, WV have?

Morgan County, WV has 6 federal disaster declarations on FEMA record (1972–2012). The 5 most recent are: Hurricane Sandy (declared Oct 29, 2012, DR-3358); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3221); Hurricane Isabel (declared Sep 23, 2003, DR-1496); Flooding (declared Jan 25, 1996, DR-1096); Severe Storms & Flooding (declared Nov 7, 1985, DR-753). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Morgan County, WV?

Morgan County is graded A (composite score 11/100, low risk). It ranks #1760 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Morgan County?

3 NFIP flood insurance claims have been filed in Morgan County, WV, totaling $2,517 in payouts. The average claim is $839. Source: FEMA FimaNfipClaims v2 dataset.

Has Morgan County, WV had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Morgan County was Hurricane Sandy on Oct 29, 2012 (DR-3358). The county has 6 declared disasters in the OpenFEMA record covering 1972–2012.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.