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B

Osceola, FL

Flood Risk Score: 24/100 · Rank #68 of 3,277 counties

Osceola County in Florida has 21 FEMA disaster declarations on record covering 1999–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is B (Moderate risk), ranking #68 of 3,277 U.S. counties, with 87 NFIP flood insurance claims totaling $4,308,228 in payouts. Flood risk is relatively low compared to the national average.

24
Risk Score
87
NFIP Claims
$4,308,228
Total Payouts
21
Disasters
$49,520
Avg Claim
87
Active Policies

FEMA Disaster Declarations in Osceola County

The 21 most recent federally declared disasters affecting Osceola County, FL (1999–2024). Total declarations on record: 21.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 1, 2020HurricaneHurricane IsaiasDR-3533
Oct 21, 2019HurricaneHurricane DorianDR-4468
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Oct 8, 2016HurricaneHurricane MatthewDR-4283
Oct 6, 2016HurricaneHurricane MatthewDR-3377
Oct 24, 2005HurricaneHurricane WilmaDR-1609
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Oct 20, 1999HurricaneFl-Hurricane Irene-Dr-ReqDR-1306
Oct 15, 1999HurricaneTropical Storm Irene - FloridaDR-3150

Score Breakdown

The composite score of 24 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
45
Claim Severity
20%
0
Year-over-Year Trend
15%
79

Other Counties in Florida

CountyGradeScoreClaimsDisasters
AlachuaB242717
ClayB2514218
SeminoleB2515720
DixieB235524
LeonB23920
PolkB2213518
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Osceola County, FL have?

Osceola County, FL has 21 federal disaster declarations on FEMA record (1999–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Osceola County, FL?

Osceola County is graded B (composite score 24/100, moderate risk). It ranks #68 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Osceola County?

87 NFIP flood insurance claims have been filed in Osceola County, FL, totaling $4,308,228 in payouts. The average claim is $49,520. Source: FEMA FimaNfipClaims v2 dataset.

Has Osceola County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Osceola County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 21 declared disasters in the OpenFEMA record covering 1999–2024.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.