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Panola, TX

Flood Risk Score: 12/100 · Rank #980 of 3,277 counties

Panola County in Texas has 9 FEMA disaster declarations on record covering 1989–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is A (Low risk), ranking #980 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
0
NFIP Claims
$0
Total Payouts
9
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Panola County

The 9 most recent federally declared disasters affecting Panola County, TX (1989–2024). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 9, 2024HurricaneHurricane Beryl DR-4798
May 17, 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4781
Aug 24, 2020HurricaneTropical Storms Marco and LauraDR-3540
Sep 13, 2008HurricaneHurricane IkeDR-1791
Sep 10, 2008HurricaneHurricane IkeDR-3294
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Apr 23, 1989FloodSevere Storms & FloodingDR-823

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Texas

CountyGradeScoreClaimsDisasters
CalhounA126620
LeeA1218
MarionA1229
MilamA1219
MorrisA1208
UpshurA1209
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Panola County, TX have?

Panola County, TX has 9 federal disaster declarations on FEMA record (1989–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Hurricane Ike (declared Sep 13, 2008, DR-1791); Hurricane Ike (declared Sep 10, 2008, DR-3294). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Panola County, TX?

Panola County is graded A (composite score 12/100, low risk). It ranks #980 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Panola County?

0 NFIP flood insurance claims have been filed in Panola County, TX, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Panola County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Panola County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 9 declared disasters in the OpenFEMA record covering 1989–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.