Home / States / California / San Diego
A

San Diego, CA

Flood Risk Score: 13/100 · Rank #896 of 3,277 counties

San Diego County in California has 14 FEMA disaster declarations on record covering 1965–2024, most recently Severe Storm and Flooding on Feb 19, 2024 (DR-4758). Its flood risk grade is A (Low risk), ranking #896 of 3,277 U.S. counties, with 99 NFIP flood insurance claims totaling $3,795,338 in payouts. Flood risk is relatively low compared to the national average.

13
Risk Score
99
NFIP Claims
$3,795,338
Total Payouts
14
Disasters
$38,337
Avg Claim
99
Active Policies

FEMA Disaster Declarations in San Diego County

The 14 most recent federally declared disasters affecting San Diego County, CA (1965–2024). Total declarations on record: 14.

DeclaredIncident TypeTitleFEMA Disaster #
Feb 19, 2024FloodSevere Storm and FloodingDR-4758
Jan 14, 2023FloodSevere Winter Storms, Flooding, Landslides, and MudslidesDR-4683
Jan 9, 2023FloodSevere Winter Storms, Flooding, and MudslidesDR-3591
Mar 16, 2017FloodSevere Winter Storms, Flooding, and MudslidesDR-4305
Jan 26, 2011FloodSevere Winter Storms, Flooding, and Debris and MUD FlowsDR-1952
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3248
Feb 3, 1993FloodSevere Winter Storm, MUD & Land Slides, & FloodingDR-979
Feb 5, 1988FloodSevere Storms, High Tides & FloodingDR-812
Feb 9, 1983Coastal StormCoastal Storms, Floods, Slides & TornadoesDR-677
Feb 21, 1980FloodSevere Storms, Mudslides & FloodingDR-615
Feb 15, 1978FloodCoastal Storms, Mudslides & FloodingDR-547
Feb 8, 1973FloodSevere Storms, High Tides & FloodingDR-364
Jan 2, 1967FloodSevere Storms & FloodingDR-223
Dec 7, 1965FloodHeavy Rains & FloodingDR-211

Score Breakdown

The composite score of 13 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
30
Claim Severity
20%
0
Year-over-Year Trend
15%
37

Other Counties in California

CountyGradeScoreClaimsDisasters
Del NorteA13010
GlennA13010
MarinA133411
NapaA13110
TrinityA13011
San Luis ObispoA141812
View All Counties in California

Frequently Asked Questions

How many FEMA disaster declarations does San Diego County, CA have?

San Diego County, CA has 14 federal disaster declarations on FEMA record (1965–2024). The 5 most recent are: Severe Storm and Flooding (declared Feb 19, 2024, DR-4758); Severe Winter Storms, Flooding, Landslides, and Mudslides (declared Jan 14, 2023, DR-4683); Severe Winter Storms, Flooding, and Mudslides (declared Jan 9, 2023, DR-3591); Severe Winter Storms, Flooding, and Mudslides (declared Mar 16, 2017, DR-4305); Severe Winter Storms, Flooding, and Debris and MUD Flows (declared Jan 26, 2011, DR-1952). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for San Diego County, CA?

San Diego County is graded A (composite score 13/100, low risk). It ranks #896 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in San Diego County?

99 NFIP flood insurance claims have been filed in San Diego County, CA, totaling $3,795,338 in payouts. The average claim is $38,337. Source: FEMA FimaNfipClaims v2 dataset.

Has San Diego County, CA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting San Diego County was Severe Storm and Flooding on Feb 19, 2024 (DR-4758). The county has 14 declared disasters in the OpenFEMA record covering 1965–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.