Home / States / Louisiana / St. Charles
B

St. Charles, LA

Flood Risk Score: 38/100 · Rank #9 of 3,277 counties

St. Charles County in Louisiana has 42 FEMA disaster declarations on record covering 2008–2024, most recently Hurricane Francine on Sep 16, 2024 (DR-4817). Its flood risk grade is B (Moderate risk), ranking #9 of 3,277 U.S. counties, with 265 NFIP flood insurance claims totaling $10,115,821 in payouts. Flood risk is relatively low compared to the national average.

38
Risk Score
265
NFIP Claims
$10,115,821
Total Payouts
42
Disasters
$38,173
Avg Claim
265
Active Policies

FEMA Disaster Declarations in St. Charles County

The 25 most recent federally declared disasters affecting St. Charles County, LA (2008–2024). Total declarations on record: 42.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 16, 2024HurricaneHurricane FrancineDR-4817
Sep 10, 2024HurricaneTropical Storm FrancineDR-3614
Sep 13, 2021Coastal StormTropical Storm NicholasDR-3574
Aug 29, 2021HurricaneHurricane IdaDR-4611
Aug 27, 2021HurricaneTropical Storm IdaDR-3568
Jan 12, 2021HurricaneHurricane ZetaDR-4577
Oct 27, 2020HurricaneTropical Storm ZetaDR-3549
Oct 16, 2020HurricaneHurricane Delta DR-4570
Oct 7, 2020HurricaneHurricane Delta DR-3547
Sep 14, 2020HurricaneHurricane SallyDR-3543
Aug 28, 2020HurricaneHurricane LauraDR-4559
Aug 23, 2020HurricaneTropical Storms Laura and MarcoDR-3538
Jun 7, 2020Coastal StormTropical Storm Cristobal DR-3527
Aug 27, 2019HurricaneHurricane BarryDR-4458
Jul 11, 2019Coastal StormTropical Storm BarryDR-3416
Oct 16, 2017HurricaneTropical Storm HarveyDR-4345
Oct 6, 2017HurricaneTropical Storm NateDR-3392
Aug 14, 2016FloodSevere Storms and FloodingDR-4277
Aug 29, 2012HurricaneHurricane IsaacDR-4080
Aug 27, 2012HurricaneTropical Storm IsaacDR-3347
Oct 28, 2011Coastal StormTropical Storm LeeDR-4041
Aug 18, 2011FloodFloodingDR-4015
May 6, 2011FloodFloodingDR-3322
Sep 13, 2008HurricaneHurricane IkeDR-1792
Sep 2, 2008HurricaneHurricane Gustav DR-1786

Score Breakdown

The composite score of 38 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
2
Disaster Frequency
25%
89
Claim Severity
20%
1
Year-over-Year Trend
15%
100

Other Counties in Louisiana

CountyGradeScoreClaimsDisasters
LafourcheB3814243
St. John the BaptistB3964738
TerrebonneB3913144
JeffersonB4091339
CalcasieuB3666533
PlaqueminesB366538
View All Counties in Louisiana

Frequently Asked Questions

How many FEMA disaster declarations does St. Charles County, LA have?

St. Charles County, LA has 42 federal disaster declarations on FEMA record (2008–2024). The 5 most recent are: Hurricane Francine (declared Sep 16, 2024, DR-4817); Tropical Storm Francine (declared Sep 10, 2024, DR-3614); Tropical Storm Nicholas (declared Sep 13, 2021, DR-3574); Hurricane Ida (declared Aug 29, 2021, DR-4611); Tropical Storm Ida (declared Aug 27, 2021, DR-3568). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for St. Charles County, LA?

St. Charles County is graded B (composite score 38/100, moderate risk). It ranks #9 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in St. Charles County?

265 NFIP flood insurance claims have been filed in St. Charles County, LA, totaling $10,115,821 in payouts. The average claim is $38,173. Source: FEMA FimaNfipClaims v2 dataset.

Has St. Charles County, LA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting St. Charles County was Hurricane Francine on Sep 16, 2024 (DR-4817). The county has 42 declared disasters in the OpenFEMA record covering 2008–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.