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St. Clair, IL

Flood Risk Score: 18/100 · Rank #289 of 3,277 counties

St. Clair County in Illinois has 9 FEMA disaster declarations on record covering 1969–2024, most recently Severe Storms, Tornadoes, Straight-Line Winds, and Floodng on Sep 20, 2024 (DR-4819). Its flood risk grade is A (Low risk), ranking #289 of 3,277 U.S. counties, with 54 NFIP flood insurance claims totaling $526,136 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
54
NFIP Claims
$526,136
Total Payouts
9
Disasters
$9,743
Avg Claim
54
Active Policies

FEMA Disaster Declarations in St. Clair County

The 9 most recent federally declared disasters affecting St. Clair County, IL (1969–2024). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 20, 2024FloodSevere Storms, Tornadoes, Straight-Line Winds, and FloodngDR-4819
Oct 14, 2022FloodSevere Storm and FloodingDR-4676
Sep 19, 2019FloodSevere Storms and FloodingDR-4461
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3230
Jul 9, 1993FloodSevere Storms & FloodingDR-997
Oct 7, 1986FloodSevere Storms & FloodingDR-776
Apr 30, 1979FloodSevere Storms & FloodingDR-583
Apr 26, 1973FloodSevere Storms & FloodingDR-373
Aug 30, 1969FloodHeavy Rains & FloodingDR-276

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
87

Other Counties in Illinois

CountyGradeScoreClaimsDisasters
WinnebagoA18236
McHenryA18246
Rock IslandA204610
KaneA1695
CalhounA142112
JerseyA142910
View All Counties in Illinois

Frequently Asked Questions

How many FEMA disaster declarations does St. Clair County, IL have?

St. Clair County, IL has 9 federal disaster declarations on FEMA record (1969–2024). The 5 most recent are: Severe Storms, Tornadoes, Straight-Line Winds, and Floodng (declared Sep 20, 2024, DR-4819); Severe Storm and Flooding (declared Oct 14, 2022, DR-4676); Severe Storms and Flooding (declared Sep 19, 2019, DR-4461); Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3230); Severe Storms & Flooding (declared Jul 9, 1993, DR-997). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for St. Clair County, IL?

St. Clair County is graded A (composite score 18/100, low risk). It ranks #289 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in St. Clair County?

54 NFIP flood insurance claims have been filed in St. Clair County, IL, totaling $526,136 in payouts. The average claim is $9,743. Source: FEMA FimaNfipClaims v2 dataset.

Has St. Clair County, IL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting St. Clair County was Severe Storms, Tornadoes, Straight-Line Winds, and Floodng on Sep 20, 2024 (DR-4819). The county has 9 declared disasters in the OpenFEMA record covering 1969–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.