St. Joseph, IN
St. Joseph County in Indiana has 3 FEMA disaster declarations on record covering 1991–2018, most recently Severe Storms and Flooding on May 4, 2018 (DR-4363). Its flood risk grade is A (Low risk), ranking #2728 of 3,277 U.S. counties, with 11 NFIP flood insurance claims totaling $242,490 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in St. Joseph County
The 3 most recent federally declared disasters affecting St. Joseph County, IN (1991–2018). Total declarations on record: 3.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| May 4, 2018 | Flood | Severe Storms and Flooding | DR-4363 |
| Sep 10, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3238 |
| Jan 5, 1991 | Flood | Severe Storms & Flooding | DR-891 |
Score Breakdown
The composite score of 9 is calculated from four weighted factors. See our methodology for details.
Other Counties in Indiana
More Counties in Indiana
Frequently Asked Questions
How many FEMA disaster declarations does St. Joseph County, IN have?
St. Joseph County, IN has 3 federal disaster declarations on FEMA record (1991–2018). The 3 most recent are: Severe Storms and Flooding (declared May 4, 2018, DR-4363); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3238); Severe Storms & Flooding (declared Jan 5, 1991, DR-891). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for St. Joseph County, IN?
St. Joseph County is graded A (composite score 9/100, low risk). It ranks #2728 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in St. Joseph County?
11 NFIP flood insurance claims have been filed in St. Joseph County, IN, totaling $242,490 in payouts. The average claim is $22,045. Source: FEMA FimaNfipClaims v2 dataset.
Has St. Joseph County, IN had any recent flood disasters?
Yes. The most recent FEMA declaration affecting St. Joseph County was Severe Storms and Flooding on May 4, 2018 (DR-4363). The county has 3 declared disasters in the OpenFEMA record covering 1991–2018.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.