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St. Thomas, VI

Flood Risk Score: 18/100 · Rank #345 of 3,277 counties

St. Thomas County in VI has 20 FEMA disaster declarations on record covering 1970–2020, most recently Potential Tropical Cyclone Nine on Jul 29, 2020 (DR-3531). Its flood risk grade is A (Low risk), ranking #345 of 3,277 U.S. counties, with 26 NFIP flood insurance claims totaling $897,562 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
26
NFIP Claims
$897,562
Total Payouts
20
Disasters
$34,522
Avg Claim
26
Active Policies

FEMA Disaster Declarations in St. Thomas County

The 20 most recent federally declared disasters affecting St. Thomas County, VI (1970–2020). Total declarations on record: 20.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 29, 2020HurricanePotential Tropical Cyclone NineDR-3531
Aug 28, 2019HurricaneHurricane Dorian DR-3418
Sep 20, 2017HurricaneHurricane MariaDR-4340
Sep 18, 2017HurricaneHurricane MariaDR-3390
Sep 7, 2017HurricaneHurricane IrmaDR-4335
Sep 5, 2017HurricaneHurricane IrmaDR-3383
Sep 28, 2010HurricaneHurricane EarlDR-1939
Oct 29, 2008HurricaneHurricane OmarDR-1807
Oct 7, 2004HurricaneTropical Storm JeanneDR-1567
Nov 23, 1999HurricaneHurricane Lenny Major DeclarationDR-1309
Nov 17, 1999HurricaneHurricane LennyDR-3152
Sep 24, 1998HurricaneHurricane Georges - 18 Sep 98DR-1248
Jul 11, 1996HurricaneHurricane BerthaDR-1126
Sep 16, 1995HurricaneHurricane MarilynDR-1067
Sep 20, 1989HurricaneHurricane HugoDR-841
Dec 10, 1984HurricaneTropical Storm KlausDR-729
Apr 30, 1983FloodSevere Storms, Flooding & MudslidesDR-681
Sep 16, 1979HurricaneHurricane David, Tropical Storm FredericDR-602
Nov 14, 1974FloodSevere Storms, Landslides & FloodingDR-451
Oct 17, 1970FloodHeavy Rains & FloodingDR-298

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
43
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in VI

CountyGradeScoreClaimsDisasters
St. JohnA18120
St. CroixA173318
StatewideA902
View All Counties in VI

Frequently Asked Questions

How many FEMA disaster declarations does St. Thomas County, VI have?

St. Thomas County, VI has 20 federal disaster declarations on FEMA record (1970–2020). The 5 most recent are: Potential Tropical Cyclone Nine (declared Jul 29, 2020, DR-3531); Hurricane Dorian (declared Aug 28, 2019, DR-3418); Hurricane Maria (declared Sep 20, 2017, DR-4340); Hurricane Maria (declared Sep 18, 2017, DR-3390); Hurricane Irma (declared Sep 7, 2017, DR-4335). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for St. Thomas County, VI?

St. Thomas County is graded A (composite score 18/100, low risk). It ranks #345 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in St. Thomas County?

26 NFIP flood insurance claims have been filed in St. Thomas County, VI, totaling $897,562 in payouts. The average claim is $34,522. Source: FEMA FimaNfipClaims v2 dataset.

Has St. Thomas County, VI had any recent flood disasters?

Yes. The most recent FEMA declaration affecting St. Thomas County was Potential Tropical Cyclone Nine on Jul 29, 2020 (DR-3531). The county has 20 declared disasters in the OpenFEMA record covering 1970–2020.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.