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Stephens, OK

Flood Risk Score: 10/100 · Rank #2087 of 3,277 counties

Stephens County in Oklahoma has 4 FEMA disaster declarations on record covering 1983–2016, most recently Severe Storms and Flooding on Jul 15, 2016 (DR-4274). Its flood risk grade is A (Low risk), ranking #2087 of 3,277 U.S. counties, with 2 NFIP flood insurance claims totaling $4,130 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
2
NFIP Claims
$4,130
Total Payouts
4
Disasters
$2,065
Avg Claim
2
Active Policies

FEMA Disaster Declarations in Stephens County

The 4 most recent federally declared disasters affecting Stephens County, OK (1983–2016). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 15, 2016FloodSevere Storms and FloodingDR-4274
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3219
Jul 9, 1987FloodSevere Storms & FloodingDR-794
Oct 26, 1983FloodSevere Storms & FloodingDR-693

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Oklahoma

CountyGradeScoreClaimsDisasters
CottonA1025
GarvinA1035
GradyA1025
Le FloreA1045
NobleA1014
PawneeA1005
View All Counties in Oklahoma

Frequently Asked Questions

How many FEMA disaster declarations does Stephens County, OK have?

Stephens County, OK has 4 federal disaster declarations on FEMA record (1983–2016). The 4 most recent are: Severe Storms and Flooding (declared Jul 15, 2016, DR-4274); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3219); Severe Storms & Flooding (declared Jul 9, 1987, DR-794); Severe Storms & Flooding (declared Oct 26, 1983, DR-693). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Stephens County, OK?

Stephens County is graded A (composite score 10/100, low risk). It ranks #2087 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Stephens County?

2 NFIP flood insurance claims have been filed in Stephens County, OK, totaling $4,130 in payouts. The average claim is $2,065. Source: FEMA FimaNfipClaims v2 dataset.

Has Stephens County, OK had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Stephens County was Severe Storms and Flooding on Jul 15, 2016 (DR-4274). The county has 4 declared disasters in the OpenFEMA record covering 1983–2016.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.