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Stephens, TX

Flood Risk Score: 11/100 · Rank #1631 of 3,277 counties

Stephens County in Texas has 6 FEMA disaster declarations on record covering 1978–2016, most recently Severe Storms and Flooding on Jun 11, 2016 (DR-4272). Its flood risk grade is A (Low risk), ranking #1631 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
1
NFIP Claims
$0
Total Payouts
6
Disasters
$0
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Stephens County

The 6 most recent federally declared disasters affecting Stephens County, TX (1978–2016). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Jun 11, 2016FloodSevere Storms and FloodingDR-4272
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Oct 23, 1981FloodSevere Storms & FloodingDR-648
Aug 3, 1978FloodSevere Storms & FloodingDR-561

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Texas

CountyGradeScoreClaimsDisasters
AngelinaA112311
CampA1106
FreestoneA1117
RobertsonA1107
BlancoA1137
BosqueA1147
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Stephens County, TX have?

Stephens County, TX has 6 federal disaster declarations on FEMA record (1978–2016). The 5 most recent are: Severe Storms and Flooding (declared Jun 11, 2016, DR-4272); Hurricane Rita (declared Sep 24, 2005, DR-1606); Hurricane Rita (declared Sep 21, 2005, DR-3261); Hurricane Katrina Evacuation (declared Sep 2, 2005, DR-3216); Severe Storms & Flooding (declared Oct 23, 1981, DR-648). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Stephens County, TX?

Stephens County is graded A (composite score 11/100, low risk). It ranks #1631 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Stephens County?

1 NFIP flood insurance claims have been filed in Stephens County, TX, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Stephens County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Stephens County was Severe Storms and Flooding on Jun 11, 2016 (DR-4272). The county has 6 declared disasters in the OpenFEMA record covering 1978–2016.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.