Flood Risk in Bay, FL
Bay, FL has a Flood Risk Score of 33/100 (Grade B), ranking #20 of 3,271 counties nationwide. The risk level is Moderate. There have been 159 NFIP flood insurance claims totaling $9,015,351 in payouts, with 30 federal disaster declarations on record.
Key Data
33
Risk Score
B
Grade
159
NFIP Claims
$9,015,351
Total Payouts
30
Disasters
159
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 4 | 40% |
| Disaster Frequency | 64 | 25% |
| Claim Severity | 3 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.