Flood Risk in Charlotte, FL
Charlotte, FL has a Flood Risk Score of 32/100 (Grade B), ranking #22 of 3,271 counties nationwide. The risk level is Moderate. There have been 439 NFIP flood insurance claims totaling $20,416,711 in payouts, with 21 federal disaster declarations on record.
Key Data
32
Risk Score
B
Grade
439
NFIP Claims
$20,416,711
Total Payouts
21
Disasters
439
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 12 | 40% |
| Disaster Frequency | 45 | 25% |
| Claim Severity | 6 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.