Flood Risk in Clay, FL

Clay, FL has a Flood Risk Score of 25/100 (Grade B), ranking #61 of 3,271 counties nationwide. The risk level is Moderate. There have been 39 NFIP flood insurance claims totaling $2,599,147 in payouts, with 18 federal disaster declarations on record.

Key Data

25
Risk Score
B
Grade
39
NFIP Claims
$2,599,147
Total Payouts
18
Disasters
39
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density140%
Disaster Frequency3825%
Claim Severity120%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.