Flood Risk in Galveston, TX

Galveston, TX has a Flood Risk Score of 21/100 (Grade B), ranking #118 of 3,271 counties nationwide. The risk level is Moderate. There have been 568 NFIP flood insurance claims totaling $46,652,327 in payouts, with 21 federal disaster declarations on record.

Key Data

21
Risk Score
B
Grade
568
NFIP Claims
$46,652,327
Total Payouts
21
Disasters
568
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density1540%
Disaster Frequency4525%
Claim Severity1420%
Year-over-Year Trend615%
View full Galveston profile →All Texas counties →
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.