Flood Risk in Gulf, FL
Gulf, FL has a Flood Risk Score of 24/100 (Grade B), ranking #71 of 3,271 counties nationwide. The risk level is Moderate. There have been 44 NFIP flood insurance claims totaling $3,451,642 in payouts, with 30 federal disaster declarations on record.
Key Data
24
Risk Score
B
Grade
44
NFIP Claims
$3,451,642
Total Payouts
30
Disasters
44
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 1 | 40% |
| Disaster Frequency | 64 | 25% |
| Claim Severity | 1 | 20% |
| Year-over-Year Trend | 50 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.