Flood Risk in Hardin, TX
Hardin, TX has a Flood Risk Score of 24/100 (Grade B), ranking #67 of 3,271 counties nationwide. The risk level is Moderate. There have been 64 NFIP flood insurance claims totaling $10,490,708 in payouts, with 15 federal disaster declarations on record.
Key Data
24
Risk Score
B
Grade
64
NFIP Claims
$10,490,708
Total Payouts
15
Disasters
64
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 2 | 40% |
| Disaster Frequency | 32 | 25% |
| Claim Severity | 3 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.